Highly skilled loan specialist with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
16
16
years of professional experience
Work History
Mortgage Loan Specialist
Crosscountry Mortgage Inc
07.2014 - Current
Assessed loan portfolios for compliance with underwriting policies.
Developed extensive network of referral partners to source new mortgage loan opportunities.
Explained different types of loans pertaining to client situations.
Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Approve loan applications based on customer creditworthiness and provided detailed financial advice.
Coordinated seamlessly with real estate agents, attorneys, title companies, and other stakeholders for smooth transactions.
Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
Continuously updated knowledge of regulatory guidelines to ensure company-wide adherence to industry standards.
General Manager
EZ Peezie Craftshop
01.2019 - Current
Analyzed market trends and competitor activities to create competitive advantages.
Managed purchasing, sales, marketing and customer account operations efficiently.
Directed comprehensive sales efforts to exceed revenue targets consistently while maintaining customer satisfaction levels.
Managed budget development, forecasting, and financial reporting processes to track progress towards organizational objectives accurately.
Scheduled employees for shifts, taking into account customer traffic and employee strengths.
Supervised creation of exciting merchandise displays to catch attention of store customers.
Observed each employee's individual strengths and initiated mentoring program to improve areas of weakness.
Formulated policies and procedures to streamline operations.
Cheerleading Coach
Fairfield High School
08.2012 - Current
Regularly assessed athlete progress through evaluations and adjusted coaching strategies accordingly to optimize results.
Organized fundraising for cheer activities, apparel, and equipment.
Prepared athletes for special competitions and tournaments.
Collaborated with boosters to coordinate pep rallies and other events.
Mortgage Loan Officer
Chase Mortgage
01.2008 - 07.2014
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Developed extensive network of referral partners to source new mortgage loan opportunities.
Negotiated loan terms and conditions with clients to maximize profitability.
Managed risk effectively by adhering closely to compliance guidelines during all stages of the loan origination process.
Participated in ongoing professional development programs to continuously expand knowledge of the mortgage industry and enhance skills as a loan officer.
Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Education
High School Diploma -
Walkersville High School
Walkersville, MD
06.1998
Skills
Staff Training and Development
Administrative Management
Exceptional interpersonal communication
Team training and development
Financial Oversight
Customer Relationship Management
Networking abilities
Budget coordination
Financial Management
Troubleshooting expertise
Organizational Structuring
Administrative Skills
Marketing
Timeline
General Manager
EZ Peezie Craftshop
01.2019 - Current
Mortgage Loan Specialist
Crosscountry Mortgage Inc
07.2014 - Current
Cheerleading Coach
Fairfield High School
08.2012 - Current
Mortgage Loan Officer
Chase Mortgage
01.2008 - 07.2014
High School Diploma -
Walkersville High School
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