THERESA FLECK
Lake Oswego,OR
Summary
Experienced Sr. Loan Processor adept at managing high-volume pipelines for top-producing loan officers in the residential mortgage industry. Skilled in handling complex loan files from application to funding, focusing on accuracy, compliance, and client satisfaction. Proficient in processing FHA, VA, Conventional, Jumbo, Construction, HELOCs, Bridge, and Sub-prime loans. Known for building strong relationships with borrowers, underwriters, title companies, and team members to ensure smooth closings.
Overview
25
25
years of professional experience
Work History
Sr. Loan Processor
Directors Mortgage Inc.
06.2012 - 05.2025
- Processed for a high-producing team of five loan officers, closing on average. 20+ loans per month (Team Hanna).
Sr. Loan Processor
Alpine Mortgage / Finance America
05.2010 - 06.2012
- Processed a large pipeline for multiple loan officers.
Sr. Mortgage Processor / Underwriter
MetLife Home Loans (formerly First Horizon Home Loans)
01.2000 - 05.2010
- Processed and underwrote to DU/LP for FHA, VA, and Conventional loans for top producing loan officer (Stuart Sandor)
Skills
- Proficient in taking a loan from application to closing by structuring the loan based on lending guidelines
- Reviewing client documentation for credit evaluation
- Issuing initial loan disclosures and preparing revised loan estimates and closing disclosures
- Knowledge of financial institution guidelines and expertise in FNMA & FHLMC regulations
- Effective client communication for clear understanding of underwriting conditions to ensure timely closings
- Effective time management for high volume pipeline
- Skilled at identifying potential issues early and proactively solving them to prevent closing delays
- Demonstrating strong ethics and integrity while meeting deadlines under pressure
- Building long-term client partnerships
- Software application proficiency in Encompass
- Strong attention to detail and clear communication with coworkers, borrowers, real estate agents and escrow officers
Timeline
Sr. Loan Processor
Directors Mortgage Inc.
06.2012 - 05.2025
Sr. Loan Processor
Alpine Mortgage / Finance America
05.2010 - 06.2012
Sr. Mortgage Processor / Underwriter
MetLife Home Loans (formerly First Horizon Home Loans)
01.2000 - 05.2010
Similar Profiles
Connie HartrumConnie Hartrum
Mortgage Specialist at Directors MortgageMortgage Specialist at Directors Mortgage
NICOLE OAKESNICOLE OAKES
Financial Controller at DIRECTORS MORTGAGEFinancial Controller at DIRECTORS MORTGAGE
Erica CruzErica Cruz
Mortgage Loan Officer Assistant at Directors Mortgage (TEAM TABITHA)Mortgage Loan Officer Assistant at Directors Mortgage (TEAM TABITHA)
Gregory VanniGregory Vanni
CEO at GV MarketingCEO at GV Marketing
Alyssa WangAlyssa Wang
Operations Specialist at Columbia SportswearOperations Specialist at Columbia Sportswear