Tina Watson
Houston,TX
Summary
Accomplished Mortgage Loan Closer with proven expertise in managing high-volume loans and reducing turnaround times, as demonstrated at Guaranteed Rate. Skilled in LOS systems like Encompass and DocuSign, and adept in customer service. Excel in ensuring accuracy and compliance, significantly enhancing loan processing efficiency.
Overview
11
11
years of professional experience
Work History
Mortgage Loan Closer
Guaranteed Rate
05.2024 - Current
- Managed a high volume of loans simultaneously, prioritizing tasks efficiently to meet deadlines consistently.
- Reviewed mortgage documents for accuracy, which included title abstract and insurance forms.
- Provided highest level of service and support to customers, closing agents and realtors.
- Reduced errors in loan documents through meticulous review and verification procedures.
- Expedited mortgage loan approval by effectively collaborating with underwriters and loan officers.
- Prepared all paperwork for loan package and arranged final closing meeting.
- Communicated closely with inter-company staff members to promote quick and effective loan workflow.
- Collaborated with title companies for smooth and accurate execution of closing documents.
- Checked loan documents for accuracy prior to closing.
- Reviewed loan files and updated to match current standards.
- Monitored pipelines to track and log status of loans.
Loss Draft Specialist-Remote Contract
SGS Consulting
10.2023 - 04.2024
- Consistently met deadlines for reviewing documents, resulting in improved turnaround times for fund release requests from homeowners.
- Supported departmental objectives by consistently meeting or exceeding performance metrics related to claims processing timeframes and quality standards.
- Collaborated with insurance adjusters, mortgage companies, and homeowners to facilitate the release of insurance funds.
- Ensured timely disbursement of funds by accurately calculating available proceeds based on current loan status and repair estimates.
Corporate Onboarding Loan Closer
Fairway Independent Mortgage
07.2020 - 07.2023
- Stayed up-to-date on industry regulatory changes and best practices in order to maintain compliance at all times during loan closings.
- Assisted new branches with accumulations of the Fairway closing process. Maintained a pipeline of files throughout multiple states.
- Utilized advanced organizational skills to manage multiple files simultaneously, prioritizing tasks based on urgency and importance.
- Managed high volume of loans while maintaining strict attention to detail .
- Provided support to colleagues when needed.
- Ensured accuracy of closing documents by thoroughly reviewing all relevant information prior to client signing appointments.
- Worked closely with funding department to ensure prompt disbursement of funds.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents to accurately reflect borrowers' bottom-line costs.
- Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
Mortgage Loan Closer
Stockton Mortgage Wholesale Funding Company
09.2019 - 06.2020
- Managed a high volume of wholesale loans simultaneously, prioritizing tasks efficiently to meet deadlines consistently.
- Prepared and issued all initial CD's thru DocuSign.
- Maintained a pipeline on average of 70-100 loans per month. Balanced all wires prior to submitting for funding. Prepared all PCCD's if needed and requested final VVOE 24 hours prior to closing.
Senior Loan Closer Funder
The Law Office of Albert Butler P.C.
04.2013 - 08.2019
- Participated in industry training sessions and workshops to stay up-to-date with the latest trends and best practices for loan closers.
- Collaborated with underwriters to promptly resolve any issues that arose during the loan closing process, ensuring smooth transactions.
- Ensured accuracy of final settlement statements by diligently reviewing and reconciling figures before disbursement of funds.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
- Reviewed executed funding documents for accuracy prior to submitting an excel spreadsheet to the warehouse bank for disbursement.
Skills
- Writing and verbal communication
- Customer service and support
- Detail Oriented
- LOS system knowledge-Encompass, DocuSign, DocuTech, Payment processing, banking experience
- TRID trained
- Mortgage Collection
Timeline
Mortgage Loan Closer
Guaranteed Rate
05.2024 - Current
Loss Draft Specialist-Remote Contract
SGS Consulting
10.2023 - 04.2024
Corporate Onboarding Loan Closer
Fairway Independent Mortgage
07.2020 - 07.2023
Mortgage Loan Closer
Stockton Mortgage Wholesale Funding Company
09.2019 - 06.2020
Senior Loan Closer Funder
The Law Office of Albert Butler P.C.
04.2013 - 08.2019
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