Committed job seeker with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
14
14
years of professional experience
Work History
SALES SUPPORT SPECIALIST II
First Citizens Bank
CHANDLER, AZ
09.2022 - Current
Documentation - Prepares documentation presented to clients. This may include proposals, service agreements, and implementation forms.
Provided administrative support to the sales team as needed.
Data Analysis - Sources, compiles, and interprets financial data. Performs analysis to determine trends in market, product, or client information.
Entered data into spreadsheets to track customer interactions and project progress.
SENIOR ACCOUNT MANAGER II
LOANDEPOT.COM, LLC.
PHOENIX, AZ
11.2015 - 04.2022
Work independently processing both conventional and government products
Examine and evaluate approval of customer applications for real estate loans and am responsible for closing loans in a timely manner
Maintain current knowledge of Conventional and FHA refinance loan programs
Utilize pipeline reports to effectively manage loans and prioritize daily workflow
Review and analyze customer credit bureaus, property evaluations, tax and insurance documents
Meet required monthly funding goals with a pipeline of 60+ loans.
HE RECOVERY COLLECTOR
JPMORGAN CHASE & CO.
PHOENIX, AZ
09.2014 - 07.2015
Make direct contact with borrowers by telephone to establish a mutual agreement to bring charged off real estate loans to resolution based on liquidity and available assets
Utilize negotiation skills to obtain payoff or settlements
Utilize skip trace procedures to increase customer contact
Review and analyze customer credit bureaus, property evaluations
Meet required monthly queue goals and KPI's.
CD Mortgage Banker
JPMORGAN CHASE & CO.
PHOENIX, AZ
09.2012 - 09.2014
Correspond directly with customers, brokers, title companies, and attorneys in order to complete mortgage loan applications for refinance
Proactively convert inbound/outbound leads into mortgage loan applications
Recommend optimum products and rate program combinations
Source all business and log all contacts with prospects
HL LM Solicitor Job Coach
HL LM
11.2011 - 09.2012
Working directly with line of business in training and development of Collection and Loss Mitigation agents
Assist with identifying training opportunities for the agents and business
Analyze coaching opportunities to increase agents performance
Training and coaching requested by management/Line of Business
New hire introduction through training bay
Call monitoring to identify opportunities for improvement
Assist with other projects and events based on management request.
HL LM Relationship Manager Specialist II
HL LM
04.2011 - 11.2011
Correspond directly with customers, brokers, title companies, and attorneys in order to facilitate delinquency resolution through Loss Mitigation, consultation, and collection efforts to avoid foreclosure
Analyze borrower requests for assistance which may include various workout options depending on the borrower's intent to retain or liquidate the property and policy guidelines
Responsible to negotiate and close optimal outcome with customers
Gather information from borrower or authorized third party - document requests, financial analysis, through inbound and outbound calls
Assist in training new staff/team members through job shadowing and answering questions
Assist team by sending out reporting.
HL LM Solicitor II (T-Deal)
HL LM
12.2010 - 04.2011
Ownership environment solicitation for loss mitigation on a high-profile portfolio for FHLMC
Assisted borrowers by advising of options available to resolve their delinquency
Contacted borrowers who have defaulted on their mortgage via inbound and outbound calls
Similar job functions as ELM Solicitor, now in an Ownership environment
Utilized Fast Data, RPC, and the internet for skip tracing on accounts
Owned queue with partner(s) consisting of 300+ loans
Tasked with assisting the team as the QA specialist
Tasked with overseeing employee morale by creating, developing, and executing programs and activities that were production related.
HL LM Solicitor II / Prime Early Loss Mitigation (ELM)
HL LM
09.2010 - 12.2010
Responsible for contacting borrowers that were in foreclosure to educate them on options available to resolve their delinquency
Reviewed different special servicing options, and made proper recommendations
Initiate contact with customers who have defaulted on their mortgages via inbound calls and predictive dialer
Responded to customer inquiries regarding mortgage defaults and loss mitigation options
Evaluated the customer's financial ability, reason for default, and ability to make payment
Recommended and initiated loss mitigation options that were appropriate to the situation
Negotiated and formalized repayment arrangements with customers in foreclosure when appropriate.
Education
Criminal Justice -
MESA COMMUNITY COLLEGE
Business -
PIMA COMMUNITY COLLEGE
Diploma -
MOUNTAIN VIEW HIGH SCHOOL
Skills
Complaint resolution
Adaptability
Interpersonal Skills
Professional Demeanor
Time Management
Self Motivation
Problem-solving abilities
Account Servicing
Organizational Skills
Problem-Solving
References
Available Upon Request
Timeline
SALES SUPPORT SPECIALIST II
First Citizens Bank
09.2022 - Current
SENIOR ACCOUNT MANAGER II
LOANDEPOT.COM, LLC.
11.2015 - 04.2022
HE RECOVERY COLLECTOR
JPMORGAN CHASE & CO.
09.2014 - 07.2015
CD Mortgage Banker
JPMORGAN CHASE & CO.
09.2012 - 09.2014
HL LM Solicitor Job Coach
HL LM
11.2011 - 09.2012
HL LM Relationship Manager Specialist II
HL LM
04.2011 - 11.2011
HL LM Solicitor II (T-Deal)
HL LM
12.2010 - 04.2011
HL LM Solicitor II / Prime Early Loss Mitigation (ELM)