Summary
Overview
Work History
Education
Skills
Timeline
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Trevor Schuster

Idaho Falls,ID

Summary

Diligent Analyst with solid background in real estate investment analysis and track record of identifying promising investment opportunities. Recognized for thorough market research and risk assessment that supports strategic decision-making. Demonstrated strong analytical skills and proficiency in financial modeling to drive successful investments.

Overview

8
8
years of professional experience

Work History

Real Estate Investor

Owner
01.2024 - Current
  • Directed the acquisition, financing, construction/remodeling, and refinancing of a short-term rental property in Island Park, Idaho.
  • Success of the project is evidenced by recouping 100% of capital invested at refinancing while still remaining at a low loan to value of 65% and positive cash flow each month since being rented.
  • Applied Cost-Benefit Analysis, Net Present Value (NPV), and Risk Analysis to strategically allocate financial resources, achieving the highest possible Return on Investment (ROI).
  • Oversaw the construction phase to maximize appraisal value, balancing cost minimization and efficiency to meet stringent project deadlines.

Financial Analyst

The Bank of Commerce
01.2023 - 01.2024
  • Company Overview: Commercial Lending
  • Managed a $300 million-dollar commercial loan portfolio that was comprised of various business and real estate loans.
  • Underwrote loans in a manner that helped the customer while also mitigating risk for the bank.
  • Introduced and implemented preferred underwriting methods within the bank, providing a better framework to mitigate and manage risk
  • Assess financial feasibility and risk level for the projects based on financial statements, market trends, credit worthiness, and current economic outlook

Financial Analyst

Zions Bank
12.2020 - 01.2023
  • Company Overview: Commercial Real Estate Department
  • Underwrite large commercial real estate loans with project sizes ranging from $1 million to $150 million
  • Prepared detailed underwriting reports, summarizing key findings, risks, mitigates and recommended loan structure
  • Present loan recommendations to credit management, addressing potential risks and proposing appropriate risk mitigation strategies
  • Perform sensitivity analysis on individual properties and entire portfolios to determine the impact of vacancies, changes to NOI, maturing debt, interest rate changes, CAP rate compression or expansion, and other factors
  • Use data on population growth trends, absorption rates, and vacancy rates in underwriting process
  • Evaluate industry risk by looking at competition, profit margins, and future outlooks
  • Commercial Real Estate Department

Regional Manager

Solaroo Energy
04.2017 - 08.2018
  • Sold 50+ commercial and residential solar systems
  • Opened new locations in Nevada and Idaho which included hiring employees
  • Using Excel, constructed a proposal tool for the sales department which calculated total cost of system, savings from solar, breakeven point, and various payments based on financing options
  • Researched appropriate areas and markets to enter based on projected profitability, power rates, and local/state incentives

Education

Bachelor of Science - Finance

Utah Valley University
Orem, UT

Skills

  • Excellent attention to detail
  • Critical Thinking
  • Microsoft Excel
  • Financial and operational reporting
  • Computer Skills
  • Dependable and responsible
  • Organization and Time Management
  • Financial statement analysis
  • Flexible team player
  • Financial modeling

Timeline

Real Estate Investor

Owner
01.2024 - Current

Financial Analyst

The Bank of Commerce
01.2023 - 01.2024

Financial Analyst

Zions Bank
12.2020 - 01.2023

Regional Manager

Solaroo Energy
04.2017 - 08.2018

Bachelor of Science - Finance

Utah Valley University

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Trevor Schuster