Trudi Cramsey
Banking
City of Saint Peters,MO
Summary
I started in the banking business over 20 years ago working my way up and taught myself many of the back- office tasks in the operation end of the banking world. I was given the opportunity to work as a teller and new accounts representative at 1st Advantage. I grew into new and different tasks as the bank grew. In 2020, I decided I wanted to learn the loan side of banking. 1st Advantage could not accommodate me at that time, Therefore, I accepted a position with American Bank of Missouri. I have learned a lot regarding the loan process, but I miss the retail operations side. That is my passion. I enjoy the challenge of balancing general ledgers, helping customers through fraud issues and processing adjustments.
Overview
19
19
years of professional experience
Work History
Commercial Loan Processor
American Bank Of Missouri
O’Fallon , MO
01.2021 - Current
- Reviewed loan files for completeness, identified missing documentation worked with title companies to make sure all files were complete..
- Provided scheduling with loan officers, borrowers, and title companies
- Collected and prepared all documentation needed for Title Company Closings
- Added Loan information into our computer loan program and once loan closed the document files were organized and the loan was added to our core program
- completed all GL entries and made sure all invoices pertaining to closing was paid in an accurate and timely manner
Bookkeeping Administrator
1st Advantage Bank
Saint Peters, MO
11.2007 - 12.2020
- Supported operations by communicating with customers, filing documents and managing data.
- Investigated daily variances and corrected errors to resolve discrepancies.
- Diminished financial discrepancies and managed monetary transactions.
- Processed incoming and outgoing cash letters
- reconciled numerous general Ledger accounts accurately and timely.
- Processed all Fed Adjustments incoming and outgoing as well as initiating and receiving domestic and international wires
- worked through ACH network
- Processed debit card fraud transactions
- Had daily customer contact regarding issues with their accounts.
- Opened new accounts
- performed teller responsibilities accurately and in a professional customer friendly way
- Sent and received wires
- processed foreign currency orders
- processed purchases and redemption of Government Savings Bonds
Bookkeeping Associate
People Bank & Trust
Troy, MO
04.2003 - 09.2007
- Supported operations by communicating with customers, filing documents and managing data.
- processed incoming and outgoing return items
- managed the dormant account files
- worked with the ACH system (Fed Line)
- Customer service via phone and in person scenarios
- maintained and recorded account updates and changes
Education
High School Diploma -
Quincy Senior High School
Quincy IL06.1984
Skills
- File Management
- Outstanding customer skills
- Work well with others
- Quick Learner
- Accuracy and detail oriented
Timeline
Commercial Loan Processor
American Bank Of Missouri
01.2021 - Current
Bookkeeping Administrator
1st Advantage Bank
11.2007 - 12.2020
Bookkeeping Associate
People Bank & Trust
04.2003 - 09.2007
High School Diploma -
Quincy Senior High School
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