Vanessa Ramirez
The Baldwin Group
Placentia,California
2
Languages
1
Certification
7
years of professional experience
Licensed California Property & Casualty Insurance Professional with over three years of commercial surety experience supporting contractors, producers, clients, and surety underwriters. Experienced in managing contract and commercial bond requests from submission through issuance, reviewing contract bond forms, preparing bid, performance & payment, subdivision, maintenance, and commercial bonds, coordinating bond requirements, and delivering exceptional client service. Recognized for strong organizational skills, attention to detail, and the ability to manage multiple client accounts in fast-paced environment.
Work History
Surety Account Manager
3 Years 3 Months- Manage contract and commercial surety bond requests from submission through issuance.
- Prepare bid, performance, payment, maintenance, subdivision and commercial bonds.
- Review construction contracts and bond forms to identify bonding requirements
- Coordinate directly with clients, producers, obligees, and surety underwriters through the bond process.
- Obtain statements, work in progress schedules, and other underwriting documentation
- Prepare rides, bond amendments, consents of surety, continuation certificates, and other bond related documents.
- Maintain accurate client and bond records in EPIC while managing multiple concurrent projects and deadlines.
- Provide exceptional client service by responding promptly to bond requests and resolving complex issues.
- Build and maintain strong relationships with carriers, clients, carrier partners, and internal teams.
Insuring Team Lead
1 Year 2 Months- Monitor daily workloads of team member to ensure even distribution.
- Manage the Insuring support team.
- Ensured Prompt insuring and escalation issues.
- Kept Post-Closing team leads and managers updated with notes, comments, emails, etc. that related to status of insuring issues. .
- Oversaw time off requests and time card approvals for team members.
- Trained new team members on funding procedures and compliance standards, ensuring seamless onboarding.
Post Closing
2 Years 3 Months- Received, scanned and reviewed over 30 collateral packages daily .
- Audit trailing documents by obtaining Recorded Deed Of Trust, assignments and title policies.
- Reviewed original notes, endorsed allonges and shipped packages to multiple investors.
- Purchase Advise
- Insured FHA and VA loans
- Registered loans to MERS
- Verified MIP payments on conventional loans.
- Complete UCDs
- Audit loans for lender delivery
Education
Medical Assistant Diploma - Medical Assisting Technology
Skills
Commercial Surety
Contract Surety
Bid Bonds
Performance & Payment Bonds
Commercial Bonds
Rider & Bond Amendments
Contract Review
Client Relationship Management
Underwriter Coordination
Producer Support
Epic / Tinubu / Encompass
Microsoft Office
Bilingual English/Spanish
Certification
- California Insurance License - Property & Casualty
License No. 4388638
Languages
English
Native or Bilingual
Spanish
Native or Bilingual
Timeline
Surety Account Manager
The Baldwin Group
05.2023 - CurrentRead More
Insuring Team Lead
Prime Choice Funding
12.2021 - 02.2023Read More
Post Closing
Prime Choice Funding
09.2019 - 12.2021Read More
North Orange County Community College
Medical Assistant Diploma from Medical Assisting Technology
Read More