Vanessa Vance

Managed client data base that I have established over the last 3 decades through RE Loan Originations for purchase and refinance transactions. Continued to develop new High Trust Relationships with RE Agents, Business Managers, and CPAs, in order to source quality business from their client base. Interacted with Agents, TC's, Escrow Officers, and Title Officers to facilitate expeditious closings of aforementioned transactions.

• Accountable for soliciting business from private parties, existing clientele, and strategic alliances with Power Business Partners
• Well versed in the SNAP and Orijin LOS systems
• Closed volume for 2015 $7,250,000 (March through December in Sherman Oaks) $15,000,000 in originations
• Negotiated favorable terms for clients while maintaining strict adherence to regulatory guidelines.
• Streamlined the mortgage application process for increased efficiency and customer satisfaction.
• Improved loan approval rates by developing and implementing comprehensive loan origination strategies.
• Collaborated with underwriters to expedite loan approvals and resolve any issues or discrepancies during the review process.
• Enhanced productivity by effectively prioritizing tasks and managing time efficiently.

• Originated loans in the Santa Clarita Valley
• Alliance with Non Profits and Networking Groups to build business relationships
• Took part in many fundraisers in the SCV to develop relationships and obtain business.

• Senior Originator accountable for soliciting business accounts and developing strategic alliances with clientele
• Analysis of personal and corporate tax returns, as well as analysis of assets of every nature
• Implemented marketing principals and planned promotional events
• Responsible for opening deposit accounts for all Jumbo Borrowers.

• Origination of purchase and refinance transactions from my Data Base
• Preparation of all Disclosure Paperwork
• Analyzed financial statements, Tax Returns, and all pertinent information to determine credit worthiness
• Origination of $10,000,000 in applications.

• Generation of refinance and purchase loan applications
• Assisted with many trade shows prior to the close of the company.

• Financial Analysis for clients
• Handled Jumbo, Conventional, FHA, and CALSTRS financing.

• Maintained Existing Client Base
• Originated Conventional and Government Loans with funding of $8,000,000 from January 2010 to May 2010

• Origination of Jumbo, Conventional, and Government Purchase and Refinance Business
• Handled relationships with Bankers and their customers upon acquisition of WAMU and the opening of Chase Bank Branches
• I was the top FHA producer in the office for 2008.

• In-house lender for Dilbeck Real Estate Offices in Sherman Oaks and Studio City
• Handled my own client data base as well as the clients of RE Agents in the Dilbeck Offices
• Training Seminars for RE Agents in the Dilbeck company
• Provided assistance and transaction solutions to the RE Agents in the office during the historic Mortgage Meltdown.

• Functioned as one of the top 10% of Producing Loan Officers in the Company
• Developed sophisticated marketing and interviewing techniques with extensive training and coaches.

• Functioned as the top producer in the office from 1995 through 1999.Duties included processing and funding of Jumbo Mortgages, underwriting of Jumbo and Portfolio Mortgages, and organization and implementation of many marketing strategies and events.