Veronica J. Williams
1135 Stratton Avenue, Groveland,FL
Summary
Knowledgeable Mortgage Loan Processing Team Lead with a proven track record of successfully managing and optimizing mortgage loan processing operations. Adept at leading high-performing teams to achieve and exceed production goals. Comprehensive understanding of mortgage lending guidelines, regulations, and documentation requirements. Skilled in coordinating with cross-functional teams, streamlining processes, and ensuring compliance with industry standards. Known for exceptional attention to detail, strong analytical skills, and effective communication. Seeking a challenging opportunity to leverage leadership expertise in a dynamic mortgage processing environment.
Overview
10
10
years of professional experience
Work History
Senior Mortgage Processor
KBHS Home Loans, LLC
2014.02 - 2023.12
- Orchestrated effective communication channels to address and resolve any conditions sent from underwriting departments.
- Reviewed and interpreted financial statements, proactively engaging with institutions and customers to ensure clarity on intricate details.
- Collaborated seamlessly with Loan Officers, ensuring the provision of timely and accurate services for clients across the entire mortgage process.
- Cultivated a comprehensive understanding of evolving regulations and laws within the realm of mortgage loan processing, ensuring full compliance.
- Fostered liaisons with credit bureaus, employers, and diverse sources to meticulously verify applicants' credit and personal references.
- Efficiently collected, organized, and managed a myriad of paperwork including title abstracts, insurance documents, loan files, and tax histories.
- Employed various communication channels, including mail, telephone, and email, to promptly relay pertinent loan information to customers.
- Conducted in-depth analysis of credit, income, asset, compliance, title documents, and appraisals throughout the loan processing lifecycle, contributing to robust risk assessment practices.
Education
Bachelor of Science - Economics
Florida Agricultural & Mechanical University
Tallahassee, FL12.2001
Skills
- Team Collaboration
- Remote Communication Tools
- Analytical Thinking
- Problem-Solving
- Adaptability
- Time Management
- Written and Verbal Communication
- Risk Assessment Acumen
- Appraisal Review Understanding
- Fraud Detection
- Ethical Conduct and Integrity
- Customer Service Excellence
- Decision-Making Abilities
- File Management(CONV, VA, FHA, USDA, Bond Loans & Construction Perm)
- Mortgage Loan Processing
- Regulatory Compliance
- Microsoft Office
- Automated Underwriting Systems (DU & LP)
- Data Entry (Encompass)
Accomplishments
- Recognized as the Top Processor for two consecutive years, a testament to hard work, leadership, and a commitment to excellence.
- Led and trained a high-performing team of mortgage loan processors, fostering a collaborative and results-driven work environment.
Timeline
Senior Mortgage Processor
KBHS Home Loans, LLC
2014.02 - 2023.12
Bachelor of Science - Economics
Florida Agricultural & Mechanical University
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