Experienced in reserve management, subrogation, benefit administration, and settlement negotiation, demonstrating consistent reliability. Adept at ensuring compliance with state regulations, privacy standards (PHI), and delivering high-quality claims management in fast-paced environments.
Overview
36
36
years of professional experience
Work History
Desk Adjuster/Examiner & ADR
Pilot Catastrophe Services/ TWIA/TFPA
Austin, TX
07.2024 - 11.2025
Processed over 300 residential property claims, assessed policies, and investigated damages to determine coverage and risk.
Evaluated claims, including subrogation, SIU investigations, and expert reports; finalized settlements by corresponding within authority limits with involved parties and advising on litigation matters related to claims.
Handled daily and ADR claims for Hurricane Beryl. Complied with statutory and company guidelines by communicating cross-functionally to resolve complex issues promptly and prepare accurate claims documentation.
Generated denial and reservation of rights letters, determined settlement amounts, and negotiated settlements.
Multi Line Adjuster & Examiner
Allcat Claims Service Liberty Mutual/Safeco Insurance
San Antonio, TX
05.2023 - 08.2023
Focused on daily and long-term property damage claims management processes alongside insurance companies, clients, and internal/external partners; acted as the foremost contact during evaluations, negotiations, and settlements.
Studied photos, completed sketches, and created estimates. Handled condominium claims while upholding compliance with policy terms and laws.
Negotiated over 300 settlements, advised on claims litigation, and mitigated risk using new policy conditions, provisions, exclusions, and endorsements; determined responsibility for damages and determined suitable liability levels.
Sr. Complex Claims Adjuster-PA/Attorney
Brush Country Claims - Kin Insurance (Remote)
04.2023 - 07.2023
Managed over 200+ daily residential ADR claims. Met both policyholders’ and company expectations by leading comprehensive investigations with police and fire departments; coordinated property inspections and reviewed documents to finalize claims decisions.
Generated denial and reservation of rights letters, determined settlement amounts, and negotiated settlements within authority limits.
Complied with statutory and company regulations using clear communication to resolve intricate issues promptly; maintained expertise in multi-state regulations during mediations, trials, and depositions.
Desk Adjuster & Litigation Examiner
Claim Consultant Group /UPC Insurance Co. (Remote)
10.2022 - 12.2022
Oversaw 300 + residential property claims, evaluating policies and investigating damages to assess coverage and risk; also examined claims content, including subrogation, SIU investigations, and expert reports.
Generated denial and reservation of rights letters and finalized and negotiated settlements within authority limits.
Evaluated and processed insurance claims to ensure compliance with policy guidelines.
Utilized claims management software to document and track claim status efficiently.
Claims Desk Adjuster
The Best Claims Solutions /State Farm
Irving, TX
06.2022 - 08.2022
Processed 200 + residential property claims by examining policies and records to determine coverage and recover losses.
Reached fair insurance settlements and utilized Xactimate to generate settlement estimates.
Offered litigation data insight to prepare for legal proceedings.
Multi-Line Adjuster/Litigation Desk Adjuster
Crawford & Company/Allstate
Allen, TX
09.2021 - 04.2022
Remotely managed loss investigations across all phases of the claim process involving bodily injury.
Communicated regularly with claim parties, internal partners, and attorneys to negotiate and settle claims, assessing each to gather important data used in legal proceedings.
Kept pending files updated consistently as part of litigation preparation.
Analyzed coverage issues on litigated claim files and those with litigation potential. Efficiently processed over 200 claims in accordance with organizational guidelines.
Property Desk Adjuster & Examiner - In-Office
Pilot Catastrophe Services / Allstate, Frontline Insurance & State Farm
Ft. Worth, TX
08.2017 - 11.2020
Specialized in managing daily and long-term property damage, vehicle, and automotive claims.
Oversaw claims progression by collaborating with insurance companies, clients, and partners.
Negotiated settlements and advised on litigation regarding claims.