Summary
Overview
Work History
Education
Skills
Timeline
Generic

Victoria Devereaux

Murfreesboro,TN

Summary

Professional with over 16 years in mortgage processing, experienced in evaluating financial documents, assessing loan applications, and ensuring compliance with industry standards. Skilled at streamlining procedures to enhance efficiency and promote team collaboration. Recognized for reliability and adaptability in meeting evolving needs, consistently focused on achieving results. Excellent communication and problem-solving abilities complement technical expertise in mortgage software and regulatory guidelines. Professional with strong background in mortgage processing, skilled in evaluating financial documents, assessing loan applications, and ensuring compliance with industry standards. Adept at streamlining procedures to enhance efficiency and support team collaboration. Known for reliability and flexibility in meeting changing needs, with consistent focus on achieving results. Excellent communication and problem-solving abilities complement technical expertise in mortgage software and regulatory guidelines.

Overview

12
12
years of professional experience

Work History

Mortgage Loan Processor

ALCOVA Mortgage
07.2024 - 11.2024
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
  • Handled any conditions sent from underwriting departments.
  • Prepared file for final clear-to-close by branch management.
  • Processed mortgage loan applications accurately and successfully for over 16 years.

Layoff/ Position Eliminated

Career Break
10.2022 - 07.2024

I was laid off work at CMG Financial in October 2022 due to the mortgage industry highs and lows

  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.

Loan Processor

CMG Financial
01.2022 - 10.2022
  • Managed approximately 39 incoming calls, emails and faxes per day from customers.
  • Insured accuracy of client information, verifying data collected during the application process and updating records as needed.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.

Loan Processor

Preferred Rate Mortgage
01.2018 - 01.2022
  • Ensured accuracy of client information, verifying data collected during the application process and updating records as needed.
  • Increased customer satisfaction with timely responses to inquiries and providing thorough explanations of loan processes.
  • Provided quick turnaround times to maintain fast-past schedule.
  • Strengthened relationships with clients through consistent follow-up calls and personalized attention to their needs.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues while managing approximately 30 incoming calls, emails and faxes per day.

Home Loan Processor

Wells Fargo Home Mortgage
10.2012 - 01.2018
  • Improved team productivity by offering training sessions on new software features and industry best practices.
  • Coordinated effectively with various departments to resolve any discrepancies or missing information within loan documents.
  • Managed a high volume of loan applications, prioritizing tasks to ensure timely completion according to deadlines.
  • Enhanced customer satisfaction by providing timely updates and clear communication throughout the loan process while managing approximately 30 incoming calls, emails and faxes per day.

Education

Associate of Science -

Nicholls State University
Thibodaux, LA

Skills

  • Processing procedures
  • Pipeline management
  • Document review
  • Appraisal review
  • Financial document review
  • Proficient in Encompass & Octane

Timeline

Mortgage Loan Processor

ALCOVA Mortgage
07.2024 - 11.2024

Layoff/ Position Eliminated

Career Break
10.2022 - 07.2024

Loan Processor

CMG Financial
01.2022 - 10.2022

Loan Processor

Preferred Rate Mortgage
01.2018 - 01.2022

Home Loan Processor

Wells Fargo Home Mortgage
10.2012 - 01.2018

Associate of Science -

Nicholls State University
Victoria Devereaux