WENDY MUELLER
Oxnard,CA
Summary
LOAN OFFICER ASSISTANT Solution-driven and organized Loan Officer Assistant with extensive
experience in efficiently fulfilling loan requirements. Proven track record handling communication with the
borrowers, loan officers, processors, and the closing department; preparing spreadsheets to maintain the loan
officer's monthly goals. Known for Knowledge about checklists and disclosures, business correspondence,
record keeping and keeping all paperwork orderly and properly transferred. Strength in creating an inclusive
culture with strong communication and teamwork that benefits the entire organization.
Overview
13
13
years of professional experience
Work History
Originating Loan Officer Assistant
Guild Mortgage Company
Oxnard, CA
04.2018 - 12.2021
- Served as a liaison between client and loan officer(s) throughout the loan process from lead to pre- approval to closing
- Analyzed/calculated borrower income from various streams including income from W2, self- employment, rental properties, child support, and Social Security to leverage calculated income against client debit/credit to determine clients maximum monthly housing payment and pre-approval sales amount
- Analyzed borrower income, credit, assets to determine appropriate loan product and pricing
- Ran various Aus systems and reviewed for documentation needed
- File setup for submission to processing/underwriting including disclosing of files, income workbooks, letters of explanation
- Cultivated productive relationships with clients, realtors, and title/escrow officers to increase profits and expand customer base
- Communicated with developers and borrowers regularly on updates of completion of building track for on time closings
- Managed pipeline of 20 -25 closed loans per month averaging $7M-$9M in total monthly volume
- Tracked key dates of transaction to ensure closing times are within in lock periods
- Collection of closing conditions.
Loan Officer
Guild Mortgage Company
Oxnard, CA
08.2008 - 04.2018
- Interviewing applicants to determine financial eligibility and feasibility of granting loans
- Originated, reviewed, processed, closed and administered customer loan proposals
- Recommended loan approvals and denials based on customer loan application reviews
- Maintained strict confidentiality of bank records and client information
- Attended network events
- Established/Maintained Realtor/Escrow/Consumer relationships
Skills
- Customer Communication Loan Application
- Structure Loans Pricing and Lock Terms 3
- Years Remote Teamwork Pipeline
- Management Problem Solving
- Loan Products FHA, VA, Down Payment
- Assistance Out of State Loans Builder Tracks
- Microsoft Word, Excel, Office and Various POS,
- Data Base Systems
- Desktop Underwriter
- Financial Data Collection
- Credit Analysis
- Credit Rescores
Affiliations
Licensed Mortgage Loan Officer #234069 2010 - Present
Timeline
Originating Loan Officer Assistant
Guild Mortgage Company
04.2018 - 12.2021
Loan Officer
Guild Mortgage Company
08.2008 - 04.2018
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