William R. Southard
Ann Arbor
Summary
Mortgage professional with strong background in loan processing and client relations. Skilled in assessing financial documents, guiding clients through complex loan options, and ensuring compliance with regulatory standards. Known for fostering collaboration within teams and delivering consistent results. Adaptable and reliable, with focus on achieving client satisfaction and organizational goals.
Overview
15
15
years of professional experience
Work History
Mortgage Loan Originator, VP
Old National Bank
Tecumseh, MI
02.2011 - Current
- Facilitated client consultations to assess mortgage needs and provide tailored loan options.
- Evaluated credit reports and financial statements to determine borrower eligibility for mortgage loans.
- Collaborated with underwriters to ensure timely loan processing and adherence to compliance standards.
- Educated clients on mortgage products, terms, and processes, enhancing customer understanding and satisfaction.
- Developed strategic relationships with real estate agents to generate leads and expand client base effectively.
Education
Bachelor of Science - Finance
Northern Michigan University
Marquette, MI08-2005
Skills
- Loan structuring
- Pipeline management
- Underwriting guidelines
- Residential mortgage lending regulations
Accomplishments
2024 MSHDA Top Loan Originator
Timeline
Mortgage Loan Originator, VP
Old National Bank
02.2011 - Current
Bachelor of Science - Finance
Northern Michigan University