Zhu Mao
Clarksburg,MD
Summary
Knowledgeable and efficient professional with extensive experience in financial industry. Prepares detailed client financial information to meet strict government and state regulations. Possesses comprehensive knowledge of conventional and government loan programs to fulfill customer needs.
Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 12 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures.
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
11
11
years of professional experience
Work History
Loan Processor/Loan Officer
TopOne Mortgage, Inc
10.2011 - Current
- Screened each loan application for credit worthiness, followed up with at least 5 different loan officers, and was responsible for completing the loan process within 21 days of receiving signed loan documents
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
- Provided recommendations on how to improve the loan process and trained the loan manager on the new system
- Coordinated with the credit department to ensure proper documentation of all loan fees
- Established a working relationship with several new loan officers and provided guidance in their training
- Proactively reviewed and updated loan files from a variety of loans and products to ensure data accuracy
- Developed and implemented a new loan repayment tracking system that was integrated with the loan management system
- Prepare loan closing package, order wire to Escrow company, arrange closing related jobs.
Education
Bachelor's - Finance
Nankai University
09.2004
Skills
- Gathering Appraisals
- Credit and Collections
- Government Standards
- Process Optimization
- Loan Evaluations
- Mortgage Banking and Analysis
- Information Verification
- Risk Management
- Short Sales
- Calyx Point
- Application Preparation
- Applicant Counseling
- Loan Origination and Underwriting
- Microsoft Office
- Completing Interviews
- Invoice Preparation
- Analytical and Critical Thinking
- Economics Understanding
Has NMLS License in MD and VA
NMLS Licensed in Maryland and Virginia
Timeline
Loan Processor/Loan Officer
TopOne Mortgage, Inc
10.2011 - Current
Bachelor's - Finance
Nankai University
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