Summary
Overview
Work History
Education
Skills
Timeline
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Michael O'Laughlin

Lexington,KY

Summary


Talented Loan Officer with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.

Overview

22
22
years of professional experience

Work History

Mortgage Loan Originator

Republic State Mortgage
03.2024 - Current
  • Explained different types of loans pertaining to client situations.
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Worked with underwriters to fix application problems and resolve issues.

Mortgage Loan Officer

Union Home Mortgage
07.2022 - 03.2024
  • Reviewed loan files and updated to match current standards.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.

Mortgage Loan Originator

Republic State Mortgage
04.2018 - 07.2022
  • Developed and maintained relationships with customers, lenders and other third parties.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Explained different types of loans pertaining to client situations.
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.

AVP Mortgage Lending

PBI Bank
04.2003 - 07.2018
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Participated in industry events and conferences to build relationships and gain market intelligence.
  • Developed and implemented marketing campaigns to generate new business opportunities.
  • Assessed loan portfolios for compliance with underwriting policies.

Education

Bachelor of Arts - Sociology

Transylvania University
Lexington, KY
05-1993

Skills

  • Residential mortgage lending regulations
  • Loan processing
  • Underwriting guidelines
  • Credit evaluation

Timeline

Mortgage Loan Originator

Republic State Mortgage
03.2024 - Current

Mortgage Loan Officer

Union Home Mortgage
07.2022 - 03.2024

Mortgage Loan Originator

Republic State Mortgage
04.2018 - 07.2022

AVP Mortgage Lending

PBI Bank
04.2003 - 07.2018

Bachelor of Arts - Sociology

Transylvania University

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Michael O'Laughlin