Fantastic at problem-solving and verifying TRID information. Proficient in field examinations and configuring driving simulators. Qualified mortgage professional with 18 years of experience in various mortgage industry roles. Expert in compliance regulations with training in investigation and interview tactics. Skilled at litigation support and keeping detailed records.
Overview
6
6
years of professional experience
Work History
Disclosure Specialist
Das Acquisition
Ypsilanti, MI
01.2021 - Current
Prepared loan estimate with new loan application and sent initial disclosures.
Set up loan file with accurate fees according to selected loan program and other loan parameters.
Maintained knowledge of loan programs offered through bank.
Managed company disclosure timelines to maintain delivery standards and timetables.
Partnered with others in compliance department and in business units to fix and improve issues.
Disclosure Manager
Gold Star Mortgage Services
Ann Arbor, MI
06.2018 - 01.2021
Expanded cross-functional organizational capacity by collaborating across departments on priorities, functions and common goals.
Delivered feedback to decision-makers regarding employee performance and training needs.
Onboarded new employees with training and new hire documentation.
Prepared and recommended long-range plans for development of department personnel.
Cross-trained existing employees to maximize team agility and performance.
Approved regular payroll submissions for employees.
Set up loan file with accurate fees according to selected loan program and other loan parameters.
Prepared loan estimate with new loan application and sent initial disclosures.
Maintained knowledge of loan programs offered through bank.
Partnered with others in compliance department and in business units to fix and improve issues.
Managed company disclosure timelines to maintain delivery standards and timetables.
Change Circumstance
Success Mortgage Partners Inc.
Livonia, MI
04.2017 - 03.2018
Liaised with risk management, internal audit and employee services departments to direct compliance issues to appropriate channels for investigation and resolution.
Tracked customers' loan status to update appropriate teams and facilitate subsequent steps, leading to timely closings.
Identified deficiencies, discrepancies, misinformation and compliance issues with loan documentation in order to determine ineligibility or acceptance status and return non-compliant packages to teams for resolution.
Maintained current knowledge of loan products and applicable requirements, processes, procedures, internal policies and regulations.
Performed quality control reviews of all loan packages to check adherence with federal and state regulatory requirements.
Prepared loan estimate with new loan application and sent initial disclosures.
Partnered with others in compliance department and in business units to fix and improve issues.
Set up loan file with accurate fees according to selected loan program and other loan parameters.
Managed company disclosure timelines to maintain delivery standards and timetables.
Maintained knowledge of loan programs offered through bank.
Change Circumstance Re Disclosure Specialist
Citigroup Inc
Belleville, MI
04.2016 - 04.2017
Partnered with others in compliance department and in business units to fix and improve issues.
Prepared loan estimate with new loan application and sent initial disclosures.
Managed company disclosure timelines to maintain delivery standards and timetables.
Maintained knowledge of loan programs offered through bank.
Set up loan file with accurate fees according to selected loan program and other loan parameters.
Rejection Reviewer
JPMC
Belleville, MI
01.2016 - 05.2016
Processing customer and account documents by reviewing data for deficiencies
Resolved discrepancies by using standard procedures
Returning incomplete documents
Entered customer data by alphabetic and numeric information into monitoring platform
Education
Associate of Applied Science - Human Services
Baker College
MI
Associate of Arts - American Sign Language (ASL)
Henry Ford College
Dearborn, MI
Skills
License Verification
Data Analysis
Risk Identification
Violations and Infractions
Audit Coordination
Process Implementation
Compliance Reporting
Licensing Regulations
Employee Relations
Document Control
Timeline
Disclosure Specialist
Das Acquisition
01.2021 - Current
Disclosure Manager
Gold Star Mortgage Services
06.2018 - 01.2021
Change Circumstance
Success Mortgage Partners Inc.
04.2017 - 03.2018
Change Circumstance Re Disclosure Specialist
Citigroup Inc
04.2016 - 04.2017
Rejection Reviewer
JPMC
01.2016 - 05.2016
Associate of Applied Science - Human Services
Baker College
Associate of Arts - American Sign Language (ASL)
Henry Ford College
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