Ali Khoshtinat
Shrewsbury,PA
Summary
Seasoned accounting professional knowledgeable about risk aversion strategies, cost reduction options and financial processes. Decisive and persuasive communicator with proven problem-solving, leadership and planning abilities. Detail-oriented Senior Accountant focused on improving company financial operations and streamlining processes using effective leadership, planning and decision-making abilities.
Overview
21
21
years of professional experience
Work History
Senior Loan Officer
Coastal Lending Group
10.2022 - Current
- Proactively identified solutions for customers experiencing credit issues.
- Utilized risk management strategies to attain high loan approval rates.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Explained very technical financial information to applicants in easy to understand language.
- Developed strong relationships with customers through high levels of customer service.
Senior Loan Officer
Mint Home Loans
02.2020 - 10.2022
- Proactively identified solutions for customers experiencing credit issues.
- Utilized risk management strategies to attain high loan approval rates.
- Developed and maintained relationships with local real estate agents.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Senior Loan Officer
Mortgage Network
10.2017 - 02.2020
- Proactively identified solutions for customers experiencing credit issues.
- Utilized risk management strategies to attain high loan approval rates.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Senior Loan Officer
Direct Mortgage Loans
08.2014 - 10.2017
- Proactively identified solutions for customers experiencing credit issues.
- Utilized risk management strategies to attain high loan approval rates.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Senior Loan Officer
Millenium Financial
01.2005 - 07.2014
- Identified opportunities to cross-sell and upsell loan products to customers.
- Negotiated loan terms and conditions with customers to secure best deal.
Senior Associate
Clifton Larson
05.2002 - 10.2005
- Approached each problem with fresh mind and analytical strategies to quickly resolve concerns.
- Collaborated with accounting manager to comply with governing bodies and limit regulatory risks.
- Itemized taxpayer expenses to identify maximum adjustments, deductions and credits.
- Reviewed business operations and obligations to help organization function at acceptable level.
- Developed audit policies, guiding administrative and technical functions.
- Planned audits and audit activities to allocate necessary resources and determine consistency of plans with audit objectives.
Education
MBA - Business Administration
University of Baltimore
Baltimore, MD05.2005
Bachelor of Science - Accounting
Towson University
Baltimore, MD06.2002
Skills
- Sales Expertise
- Business Development
- MS Office Expertise
- Financial Advisement
- Financial Analysis Aptitude
- Complex Problem-Solving
- Team Player
- Adapts to Changing Priorities
- Multitasking and Organization
- Analytical and Critical Thinking
Timeline
Senior Loan Officer
Coastal Lending Group
10.2022 - Current
Senior Loan Officer
Mint Home Loans
02.2020 - 10.2022
Senior Loan Officer
Mortgage Network
10.2017 - 02.2020
Senior Loan Officer
Direct Mortgage Loans
08.2014 - 10.2017
Senior Loan Officer
Millenium Financial
01.2005 - 07.2014
Senior Associate
Clifton Larson
05.2002 - 10.2005
MBA - Business Administration
University of Baltimore
Bachelor of Science - Accounting
Towson University
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