Ana Torres
Venus
Summary
Dynamic loan processor with extensive experience in pipeline management and TRID compliance. Proven ability to enhance workflow efficiency while ensuring regulatory adherence. Skilled in credit analysis and fostering strong borrower communication, consistently delivering timely and accurate loan submissions.
Overview
8
8
years of professional experience
Work History
Loan Processor
Processing Nerds
06.2025 - 03.2026
- Executed full-cycle processing from intake to clear-to-close submission.
- Served as primary point of contact for borrowers and liaison with underwriters.
- Conducted pre-submission quality control to minimize underwriting retouches.
- Managed wholesale pipeline, overseeing 20+ active files monthly for timely processing.
- Reviewed loan applications for accuracy and completeness.
- Analyzed credit reports to determine borrower eligibility.
- Ensured compliance with industry regulations and company policies.
- Communicated with customers via phone and email to gather required documentation.
Loan Processor
HubCity Lending
05.2024 - 05.2025
- Processed files through underwriting to ensure closing readiness for clients.
- Coordinated disclosures, adhering to TRID-compliant timelines.
- Managed wholesale pipeline of 7-10 files monthly for prompt processing.
- Reviewed loan applications for completeness and accuracy.
- Communicated with customers via telephone or email for necessary documentation.
- Created and completed loan submission packages efficiently.
- Monitored loan application progress from initiation to completion.
- Addressed customer inquiries in person and via phone to resolve issues.
Loan Processor
REMAX / Wemlo
04.2022 - 03.2024
- Cleared underwriting conditions and prepared files for clear-to-close status.
- Processed high-volume wholesale mortgage files to facilitate timely closings.
- Prepared loan files for thorough underwriting review and approval.
- Ensured compliance with investor and internal guidelines to minimize risks.
- Collected documentation from borrowers and third parties for complete loan files.
- Communicated loan processing status updates to lenders for transparency.
- Streamlined workflows to boost efficiency in loan processing.
- Maintained strict adherence to industry regulations and company policies.
Loan Processor
Secured Mortgage Processing
01.2020 - 01.2022
- Secured required documentation for timely submission of final approvals.
- Maintained high accuracy in processing loan documents to ensure regulatory compliance.
- Verified customer information and efficiently prepared documentation for loan applications.
- Collaborated with underwriters to resolve outstanding conditions on loan files.
- Prepared essential loan documents, including promissory notes and mortgage insurance policies.
- Updated customers on loan application status to enhance communication and transparency.
- Assisted in maintaining accurate records of processed loans per company policy.
- Handled sensitive data according to security protocols to ensure confidentiality.
Mortgage Loan Coordinator
Cardinal Financial Mortgage
01.2018 - 05.2020
- Analyzed financial data, including income, assets, liabilities, and credit history for mortgage applicants.
- Collaborated with underwriting, processing, closing, and funding teams to ensure timely loan completion.
- Drafted correspondence updating customers, lenders, and stakeholders on loan status to maintain clear communication.
- Compiled weekly reports tracking progress of active files in department portfolio to enhance transparency.
Education
High School Diploma -
Skills
- Loan submission and servicing
- Conditions clearing
- Document management
- File processing and risk assessment
- Regulatory compliance knowledge
- Mortgage software proficiency
- Information verification
- Workflow optimization
- Attention to detail
- Time management
- Problem solving
- Interpersonal communication
Languages
Spanish
Timeline
Loan Processor
Processing Nerds
06.2025 - 03.2026
Loan Processor
HubCity Lending
05.2024 - 05.2025
Loan Processor
REMAX / Wemlo
04.2022 - 03.2024
Loan Processor
Secured Mortgage Processing
01.2020 - 01.2022
Mortgage Loan Coordinator
Cardinal Financial Mortgage
01.2018 - 05.2020