Dedicated and results-oriented customer service and collections professional with extensive experience in handling customer inquires, managing accounts, and resolving issues effectively. Proven ability to communicate clearly and provide positive customer experiences.
Overview
9
9
years of professional experience
Work History
Collections Agent
Phoenix Financial Services
Fishers, IN
06.2020 - Current
Oversaw daily collections and accounts receivable activities, developing robust strategies to maximize collections and reduce aged accounts.
Processed payments through various methods such as credit cards, online banking and cash transactions.
Implemented collection strategies to reduce outstanding account balances.
Tracked and reported on collections activity and performance metrics to management.
Recorded and updated customer personal accounts with accurate contact information.
Prepared reports summarizing collection activity for management review.
Ensured compliance with federal and state collections laws and regulations.
Provided training and guidance to new collections staff on best practices and company policies.
Worked closely with delinquent account holders to collect and reconcile accounts through approved channels.
Monitored customer accounts for changes in financial status or contact information.
Student Loan Collector
Action Financial Services
Indianapolis, IN
06.2018 - 06.2020
Compiled monthly data reports on delinquency rates, collection efforts and other relevant metrics.
Evaluated financial hardship cases to determine eligibility for reduced payments or temporary suspension of collections activities.
Researched customer inquiries for repayment plans, balances due and other related questions.
Developed strategies for improving collections success rate while maintaining high levels of customer service.
Monitored compliance with state and federal laws governing debt collection practices.
Processed paperwork for deferment and forbearance requests from customers.
Performed skip tracing activities on delinquent accounts when required.
Generated letters notifying customers of overdue payments and potential consequences.
Responded to customer emails and phone calls in a timely manner regarding student loan payments.
Attended training sessions regularly to stay abreast of new regulations governing student loan collections.
Set up debt payment plans based on client credit, income and assets.
Sale/Repair Agent
Lowes Home Centers
Indianapolis, IN
10.2015 - 03.2018
Documented detailed notes about each repair job for future reference purposes.
Recorded completed repairs, all further repairs required and parts to be ordered on service call ticket.
Offered recommendations on device care and maintenance to customers.
Assisted customers in setting up their devices after repairs were completed.
Performed system and component failure analysis using diagnostic troubleshooting techniques.
Documented repair processes and outcomes for internal records and customer reports.
Created detailed reports on the status of repairs and submitted them to supervisors.
Interpreted and followed technical manuals and schematics for precise repairs.
Collaborated with other technicians in order to share information about repair techniques.
Education
High School -
North Central High School
Indianapolis, IN
05-2003
Certificate - Construction Trades
JEL Career Center
Indianapolis, IN
05-2003
Skills
Debt management
Credit adjustments
Collections regulatory guidelines
Collections processing
Aged account reporting
Repayment plan structuring
Repayment negotiations
Collections process improvement
Financial reporting
Account management
Payment arrangement
Hobbies and Interests
Interments
Sport
Construction
Reading
Accomplishments
top collections agent
top repairs/customer agent
Timeline
Collections Agent
Phoenix Financial Services
06.2020 - Current
Student Loan Collector
Action Financial Services
06.2018 - 06.2020
Sale/Repair Agent
Lowes Home Centers
10.2015 - 03.2018
High School -
North Central High School
Certificate - Construction Trades
JEL Career Center
Similar Profiles
Anthony YalkutAnthony Yalkut
Collections Account Representative at Phoenix Financial ServicesCollections Account Representative at Phoenix Financial Services