Summary
Overview
Work History
Education
Certification
Timeline
Generic

Andy Falls

Mobile,AL

Summary

Former OUPV Sailing Captain seeking to return to maritime opportunities in part-time or temporary roles. Willing and capable for deckhand positions as needed.


Overview

27
27
years of professional experience
1
1
Certification

Work History

Captain and General Manager

Castaway Sailing
04.2010 - 04.2014
  • Conducted informative tours for passengers, sharing knowledge about local history, wildlife, and points of interest.
  • Increased customer satisfaction by providing exceptional service and accommodating special requests during charters.
  • Managed financial aspects of vessel''s operation by tracking expenses, creating budgets, and handling payments from clients.
  • Maintained all systems on vessel and oversaw all aspects above and below decks, securing items, and providing comfort for passengers.
  • Managed budget development, forecasting, and financial reporting processes to track progress towards organizational objectives accurately.

Special Asset Manager

United Bank
04.2014 - 05.2025
  • Managed risk by conducting thorough due diligence and regular portfolio reviews.
  • Minimized collateral losses and maximize recoveries by implementing effective asset liquidation strategies.
  • Collaborated with legal teams to ensure maximum restitution throughout collection process and stay in compliance with collection laws.

Mortgage Banker

Southwest Missouri Bank,
Joplin, MO
02.1998 - 04.2013
  • Executive responsibility for mortgage lending and secondary market operations. Worked with underwriters and correspondent lenders to produce products and resolve issues with emphasis on community lending.
  • Provided guidance to borrowers, sales associates, and subordinate loan officers regarding various loan programs, helping them select the best option for standard and unique situations.
  • Expanded market dominance in mortgage lending market in various types of markets with diverse products.
  • Located and produced residential mortgages, equity loans and commercial loans.

Education

Bachelor of Arts - Business Administration

Rhodes College
Memphis, TN
05-1979

Certification

  • Licensed OUPV - (expired)

Timeline

Special Asset Manager

United Bank
04.2014 - 05.2025

Captain and General Manager

Castaway Sailing
04.2010 - 04.2014

Mortgage Banker

Southwest Missouri Bank,
02.1998 - 04.2013

Bachelor of Arts - Business Administration

Rhodes College

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