Angel G Rincon
Waco,TX
Summary
Experienced professional, with the ability to lead organizations and expertise in developing client relations. Consistently exceeds companies and own business objectives to secure client satisfaction and loyalty. Small Business Specialist with solid leadership skills who dependably achieves business goals and exceeded Sales performance. Inspired and motivated to provide excellent client service and gain trust. Experienced business leader with demonstrated strategic planning, problem-solving and team-building abilities. Successful at establishing long lasting relationships. Motivational, and respectful of people from different backgrounds. Strongly believe in doing what is right to others and ourselves.
Overview
15
15
years of professional experience
Work History
Loan Processor
Nextgen Mortgage
San Antonio, TX
01.2022 - Current
- Analyzed loan applications and supporting documents to determine eligibility for approval.
- Reviewed credit reports and financial information to evaluate creditworthiness of applicants.
- Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Explained the various types of loans available and advised on the best product suited for customer's needs.
- Developed relationships with clients, real estate agents, lenders, title companies and attorneys throughout closing process.
Realtor
Live Realty
Waco, TX
10.2020 - Current
- Managed sales pipeline by actively following up with prospects and hot leads.
- Promoted property sales through advertisements, open houses and participation in multiple listing services.
- Acquired new customers, counseled clients and identified purchasing needs to deliver relevant real estate investments.
- Developed marketing plans to promote properties for sale, including listing ads in newspapers and websites.
- Negotiated contracts between buyers and sellers to reach agreement on price and terms of sales.
- Assisted clients in obtaining financing options such as mortgages or loans.
- Generated leads through networking activities, cold calling prospects, referrals.
Business Owner
RCCR Solutions
Waco, TX
03.2020 - Current
- Acquired new customers, counseled clients and identified purchasing needs to deliver relevant real estate investments.
- Generated lists for potential property buyers, compatible with budgets and needs.
- Built lasting rapport with financial industry leaders.
- Assisted homeowners with relocation and moving services after sale of each home.
- Evaluated mortgage options to help clients obtain financing at best rates and terms.
Virtual Banker
Wells Fargo & Company
San Antonio, TX
01.2017 - 01.2020
- Advised customers on bank products, services and financial planning options.
- Trained and coached less experienced team members in procedures, compliance standards and performance strategies.
- Managed escalations with polite service, knowledgeable support and unsurpassed professionalism to satisfy needs and protect bank reputation.
Business Owner
Alamo Tako Express
San Antonio, TX
01.2015 - 06.2016
- Kept records for production, inventory, income and expenses.
- Collaborated with staff to maximize customer satisfaction, streamline procedures and improve bottom-line profitability.
- Reconciled daily sales, returns and financial transaction reports and prepared bank deposits.
- Interviewed, trained, and supervised employees.
Bank Officer/ Small Business Specialist
JP Morgan Chase
San Antonio, TX
03.2012 - 02.2016
- Researched banking guidelines and statutory requirements to stay updated on new laws and applications.
- Networked in community, obtained referrals from customers and used sales techniques such as cold calling to increase business.
- Devised targeted solutions for various customers, including deposit, lending and investment services.
- Reviewed business packages and offered expert advice.
Bank Manager
International Bank Of Commerce
Eagle Pass, Texas
03.2009 - 02.2012
- Communicated regularly with management regarding portfolio performance and new loan transaction quality.
- Analyzed financial information obtained from clients to determine strategies for meeting clients' financial objectives.
- Developed annual branch business plan for maximum profitability and effectiveness.
Education
Administration, Business Administration and Political Science
SouthWest Texas Junior College Business
Associate of Science - Political Science
San Antonio College
San Antonio, TXParalegal Certification - Pre-Law
University of Texas San Antonio
San Antonio, TXMarketing Certification -
McLennan Community College
Waco, TXSkills
- Texas licensed real estate agent
- Lending Experience
- Excellent communicator
- Experienced entrepreneur
- Recruiting clients
- Lead follow up
- Documentation Review
- Loan Processing
- Sales Development
- Credit evaluation
- Mortgage Loan Software
- Credit Reports
- Employment Verification
Accomplishments
- Originated multiple million Dollar deposit accounts in consumer and business banking through International Business, Investment, Lending and Retail.
- Acquired multiple recognitions in referral programs, which included insurance, mortgage and merchant sales.
- Developed relationships with new clients and typically exceeded sales goals.
- Consistently maintained high customer satisfaction ratings.
Languages
Spanish
Native/ Bilingual
Timeline
Loan Processor
Nextgen Mortgage
01.2022 - Current
Realtor
Live Realty
10.2020 - Current
Business Owner
RCCR Solutions
03.2020 - Current
Virtual Banker
Wells Fargo & Company
01.2017 - 01.2020
Business Owner
Alamo Tako Express
01.2015 - 06.2016
Bank Officer/ Small Business Specialist
JP Morgan Chase
03.2012 - 02.2016
Bank Manager
International Bank Of Commerce
03.2009 - 02.2012
Administration, Business Administration and Political Science
SouthWest Texas Junior College Business
Associate of Science - Political Science
San Antonio College
Paralegal Certification - Pre-Law
University of Texas San Antonio
Marketing Certification -
McLennan Community College