Assisted clients in buying and selling residential properties.
Conducted market research to assess property values and trends.
Prepared and presented property listings using digital marketing tools.
Assisted with mortgage loan closings
Notarized various documents
Investigative appointments to acquire signatures for affidavits
Daycare Owner/Operator
Fresh Start Group Daycare LLC
Bronx, New York
01.2008 - 02.2019
Maintained awareness and supervision of children's needs to maximize physical health and safety.
Created organized classroom that encouraged children to create, explore, and make decisions with confidence.
Helped children explore world, improve motor skills, and grow vocabulary.
Administered proprietary curriculum while creating fun, interactive learning experiences.
Completed extensive training that provided insight on child care and development topics.
Worked with co-teacher to implement lesson plans from research-informed learning curriculum.
Monitored student progress and provided feedback to parents and supervisors.
Implemented well-rounded curriculum to meet children's unique learning styles.
Followed licensing guidelines and company standards to optimize daily care of children.
Facilitated group activities and hands-on experiences to encourage engagement.
Helped children learn about language and literacy, science, and life skills.
Participated in professional development opportunities to stay abreast of current trends in early childhood education.
Promoted physical activity by leading outdoor playtime sessions.
Mortgage Loan Officer
Regency Financial Services
The Bronx, New York
02.2001 - 02.2008
Evaluated client financial situations to determine loan eligibility and options.
Assisted clients with mortgage applications and documentation requirements.
Analyzed credit reports to assess risk and recommend suitable loan products.
Communicated loan terms clearly to clients, ensuring understanding of agreements.
Coordinated with underwriters to facilitate timely loan approvals and processing.
Maintained up-to-date knowledge of mortgage industry trends and regulations.
Developed strong relationships with clients to foster trust and loyalty.
Provided ongoing support throughout the loan process, addressing client inquiries promptly.
Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
ACCOUNTS RECEIVABLES MANAGER
Packer Collegiate Institute
Brooklyn, New York
01.1999 - 03.2005
Managed and maintained contracts, financial aid and receivables for over 700 students Pre-K through 12th grade.
Implemented Procedures Protocol using updated methods.
Obtained revenue by processing invoices, resolving missed payments and updating financial records.
Assisted controller with postings to general ledger and monthly closings.
Contacted parents by mail, fax and email concerning past due balances.
Updated receivables by coordinating and monitoring daily receivables processing from parents and other school departments and bank remittance transactions.
Developed processes to improve cash flow and downsize receivables.
Produced daily and monthly reports for finance department and senior management.
Protected organization's value by keeping information confidential.
Initiated research and executed corrections on posting issues.
Conducted research on all activities for collection to minimize receivable balances.
Performed regular reconciliations on bank statements against receipts in accounting system.
Maintained accurate records of customer account details including contact information, payment history, credit limits.
Identified overdue accounts and determined appropriate action to recover funds in a timely manner.
Established policies and procedures for Accounts Receivable operations to ensure compliance with legal regulations and internal controls.
Monitored the accuracy of invoices generated from the billing system.
Trained new employees on Accounts Receivable processes and procedures.
Managed daily banking activities such as deposits, transfers, ACH payments, wire transfers.
Developed and maintained relationships with parents to facilitate prompt payments.
Resolved disputes regarding past due invoices.
Reviewed current practices for effectiveness and recommended improvements when necessary.
DATA REDUCTION ANALYST
Health Management Systems
New York City, New York
09.1991 - 03.1998
DATA ANALYST
Transamerica
White Plains, New York
04.1987 - 08.1991
BANK TELLER
Dollar Drydock Savings Bank
Bronx, New York
04.1981 - 04.1987
Education
Child Development Associate - CDA
United Federation of Teachers
02.2017 - 02.2017
Mortgage Consultant - Mortgage Training
Regency Financial Services
02.2001 - 02.2008
Notary - Notary
Notary Training
02.2007 - 02.2007
Real Estate Agent - Real Estate
Bronx Real Estate School
02.1996 - 02.1996
BACHELOR OF SCIENCE (B.S.) - FINANCIAL ACCOUNTING AND CHILD PSYCHOLOGY
Mercy College
Dobbs Ferry, NY
Skills
Daycare Management
Educational Strategies
Lesson Planning
Professional Development
Skill-Building Exercises
Developmentally Appropriate Plans
Report Writing
Typical and Atypical Child Development
Safety Planning
Developmental Assessment
Behavior Redirection
Early Childhood Education
Progress Notes Updates
Behavior Control
Skill-Building Activities
Child Development Associate
Notary
Real Estate Salesperson
Timeline
Child Development Associate - CDA
United Federation of Teachers
02.2017 - 02.2017
Daycare Owner/Operator
Fresh Start Group Daycare LLC
01.2008 - 02.2019
Real Estate Agent/Certified Notary Signing Agent
Charles Rutenberg RealtyLLC
02.2007 - Current
Notary - Notary
Notary Training
02.2007 - 02.2007
Mortgage Loan Officer
Regency Financial Services
02.2001 - 02.2008
Mortgage Consultant - Mortgage Training
Regency Financial Services
02.2001 - 02.2008
ACCOUNTS RECEIVABLES MANAGER
Packer Collegiate Institute
01.1999 - 03.2005
Real Estate Agent - Real Estate
Bronx Real Estate School
02.1996 - 02.1996
DATA REDUCTION ANALYST
Health Management Systems
09.1991 - 03.1998
DATA ANALYST
Transamerica
04.1987 - 08.1991
BANK TELLER
Dollar Drydock Savings Bank
04.1981 - 04.1987
BACHELOR OF SCIENCE (B.S.) - FINANCIAL ACCOUNTING AND CHILD PSYCHOLOGY