Anya Riemer
Claremont,New Hampshire
Summary
Driven and knowledgeable banking professional with over six years of experience, eager to leverage a diverse skill set for a reputable organization.
Overview
8
8
years of professional experience
Work History
Shelter Support
Upper Valley Haven
White River Junction, Vermont
12.2024 - Current
- Ensured clean and safe living spaces, contributing to resident well-being and comfort.
- Observed resident behavior and escalated concerns to management for timely intervention.
- Facilitated group activities to promote community engagement among residents.
- Conducted safety checks of all areas of the facility while on duty.
- Educated volunteers on proper procedures related to working within a shelter environment.
- Facilitated intake process by gathering client information and confirming eligibility for services, streamlining access to support.
- Organized and managed donations for shelter residents, such as clothing, food, and hygiene products.
- Ensured cleanliness through regular management of laundry and disinfection procedures.
Commercial Credit Analyst
Ledyard National Bank
Hanover, NH
08.2022 - 02.2024
- Analyzed credit data to assess risk and determine creditworthiness.
- Prepared detailed reports summarizing credit findings and actionable recommendations for management decision-making.
- Reviewed and analyzed financial statements of potential borrowers to assess creditworthiness and mitigate risk.
- Interpreted complex financial data such as balance sheets, cash flow statements and income statements.
- Performed due diligence on new applicants by verifying income, assets and liabilities through public records or third-party sources.
- Consulted with senior management regarding proposed changes in underwriting standards or procedures.
- Collaborated with loan officers and underwriters to structure credit solutions that meet clients' needs.
- Assessed collateral values and ensured sufficient coverage for secured loans.
- Monitored economic indicators and regulatory changes that could impact credit portfolios.
- Recommended approval or denial of loans based on thorough analysis aligned with established guidelines and policies.
Junior Commercial Loan Analyst
Claremont Savings Bank
Claremont, New Hampshire
05.2021 - 12.2021
- Conducted comprehensive analysis and evaluated risk to control underwriting loss.
- Gathered and clarified information from clients to support loan application processing.
- Worked with colleagues to review, accept or deny new and renewal business.
- Created reports and documentation for senior management and underwriting staff to facilitate informed decision-making.
- Performed due diligence by assessing data.
- Participated in training sessions to enhance underwriting knowledge and skills.
- Sorted and categorized physical and digital files to improve accessibility.
- Supported teammates during deal closing process by coordinating necessary documentation and communication.
Deposit Operations Specialist
Claremont Savings Bank
Claremont, New Hampshire
11.2017 - 05.2021
- Processed incoming wires, ACH transactions, check deposits, and other deposit products.
- Trained new staff on deposit operations procedures and systems to enhance team readiness.
- Monitored daily account activity for compliance with regulations and procedures, mitigating risks.
- Controlled and rectified all debit card matters, including pin reorders, and ordering new debit cards for customers.
- Managed ATM service maintenance requests and disputes.
- Investigated overdrafts or returned items for proper resolution.
- Conducted research on discrepancies related to customer deposits.
- Processed returned mail and foreign items to maintain operational efficiency.
- Updated policies and procedures related to deposit operations functions.
- Assisted with internal and external audits.
- Identified transaction errors when debits and credits did not balance.
- Prepared official checks for customer and internal bank needs.
- Audited IRA transactions daily for accuracy
- Night batch processing including submittal of Bank's Cash Letter to the Federal Reserve.
- Mobile banking audit including acceptance or denial through bank application software
- Daily balancing of various GL accounts in accordance to GAAP.
Education
Associate of Science - Accounting And Finance
River Valley Community College
Claremont, NH05-2016
High School Diploma -
Newport High School
Newport05-2008
Skills
- Regulatory compliance
- Financial reporting
- Credit analysis
- Report Auditing
- Deposit Operations
- Customer service
Timeline
Shelter Support
Upper Valley Haven
12.2024 - Current
Commercial Credit Analyst
Ledyard National Bank
08.2022 - 02.2024
Junior Commercial Loan Analyst
Claremont Savings Bank
05.2021 - 12.2021
Deposit Operations Specialist
Claremont Savings Bank
11.2017 - 05.2021
Associate of Science - Accounting And Finance
River Valley Community College
High School Diploma -
Newport High School