Beata Borras
Sacramento,USA
Summary
Experienced leader with strong background in guiding teams, managing complex projects, and achieving strategic objectives. Excels in developing efficient processes, ensuring high standards, and aligning efforts with organizational goals. Known for collaborative approach and commitment to excellence. Combines strategic thinking with hands-on experience to deliver impactful solutions and enhance organizational performance.
Overview
16
16
years of professional experience
Work History
Business Banking Relationship Manager
U.S. Bank
09.2021 - Current
- Manage portfolio of business clients with revenue ranging from 2.5 million to 50 million. Target revenue is 10 million and up.
- Meet quarterly expectations for loans, new relationship revenue, deposits, merchant services, treasury management & lines of credit.
- Trained in advanced prospecting and business sales with a concentration on emotional intelligence.
- Retrieve & analyze prospect and market data to formulate new, effective marketing strategies.
- Led training sessions for junior staff on banking products and client engagement techniques.
- Collaborated with credit analysts to expedite loan approvals, ensuring timely access to funds for clients.
- Conducted regular client meetings to discuss financial goals, review account performance, and address concerns or opportunities for improvement.
- Established strong working relationships with internal departments, streamlining processes and enhancing overall efficiency in serving business banking clientele.
- Participated in community events as a representative of the bank, promoting brand visibility within the local business sector.
- Developed comprehensive understanding of clients'' businesses, enabling more effective financial guidance.
- Cultivated strong client relationships, enhancing customer satisfaction and loyalty.
- Analyzed financial needs of businesses to recommend appropriate banking solutions.
- Managed loan applications, ensuring compliance with regulatory standards and internal policies.
- Collaborated with cross-functional teams to streamline service delivery processes.
Business Banking Specialist III
U.S. Bank
08.2013 - 09.2021
- Developed tailored banking solutions for small businesses, enhancing client satisfaction and retention.
- Responsible for hitting annual revenue goals with a centric approach
- Collaborated with cross-functional teams to streamline account opening processes, improving operational efficiency.
- Offer expertise in U.S. bank’s wide spectrum of business banking products & services (deposits, credit services, payment solutions, etc.)
- Worked closely with branch managers and staff to promote a culture focused on exceptional service delivery for business banking customers.
- Provided exceptional customer service during high-volume periods, demonstrating professionalism under pressure.
- Analyzed financial statements to assess creditworthiness, ensuring informed lending decisions.
Universal Banker
U.S. Bank
04.2010 - 01.2013
- Hybrid job that combines teller & banker job duties
- Balance cash drawer daily, stock ATM, manage cash vault
- Responsible for hitting quarterly banker point goal
- Be engaged with branch partners & create fun ways to hit goals
Education
High School Diploma -
Independence High School
Roseville01-2008
Skills
- Business Relationship Management
- Strategic & Maximizing abilities
- High engagement with partners & business lines
- Agile Minded/Quick Adaptor
- Strong written & verbal communication skills
- Analytical & Problem Solving Skills
- Self Motivator
- Effective Time Management skills
- Rapid Data Entry Skills (100 wpm)
- Natural Leadership abilities
- Effective mentorship experience
- Centrally Focused
- Deadline driven
- Detail oriented
- Organized
Accomplishments
Achieved "Top Balanced Performer" award in Q3 2025
Timeline
Business Banking Relationship Manager
U.S. Bank
09.2021 - Current
Business Banking Specialist III
U.S. Bank
08.2013 - 09.2021
Universal Banker
U.S. Bank
04.2010 - 01.2013
High School Diploma -
Independence High School