Summary
Overview
Work History
Education
Skills
Timeline
Loan Servicing Representative

Carlene Gray

Mariner Finance
Perkinston
32
years of professional experience

Customer Service and Operations Professional experienced in team leadership and operational support across loan servicing and retail management. Improved daily workflow and customer experience through effective communication and decision-making. Delivered results by fostering professionalism and integrity within teams.

Work History

Loan Servicing Representative

5 Years 7 Months
Mariner Finance | 04.2021 - Current
  • Managed loan servicing inquiries, delivering accurate account information and clear payment guidance.
  • Resolved borrower concerns regarding payment processing, escrow questions, and account adjustments.
  • Processed payment changes, payoff requests, and loan maintenance updates with strong attention to detail.
  • Reviewed delinquent accounts and coordinated follow-up actions to support collection efforts.

Parts Manager

4 Years 7 Months
Autozone LLC | 09.2016 - 04.2021
  • Managed customer parts requests using catalog lookup systems and vehicle fitment verification.
  • Directed parts inventory control, ensuring accurate stock levels and timely replenishment.
  • Coordinated ordering, receiving, and merchandising processes to maintain efficient store operations.
  • Trained team members on parts identification, inventory procedures, and customer service standards.
  • Optimized shelf organization and product placement to improve parts accessibility and workflow.
  • Monitored sales trends and adjusted inventory priorities to support demand and reduce shortages.
  • Managed warranty claims efficiently by working closely with manufacturers to resolve issues promptly while minimizing financial losses to the company.
  • preparing reports and forwarding to headquarters
  • Coordinated calendars, meetings, and travel arrangements for management team.
  • Monitored administrative workflows, ensuring accurate records and timely follow-up.

Hairstylist Booth Renter

3 Years 8 Months
Blue Water Hair and Nails | 12.2012 - 08.2016
  • Consulted with clients to assess hair goals and recommend customized cut, color, and styling services.
  • Performed precision haircuts, blowouts, and styling services aligned with client preferences and salon standards.
  • Applied color treatments, highlights, and toning techniques while protecting hair integrity and desired results.
  • Managed independent appointment scheduling, maintaining organized calendar and consistent client flow.

Store Manager of Operations

5 Years 7 Months
Clark Oil | 03.2007 - 10.2012
  • Directed daily store operations, ensuring smooth fuel, convenience, and cash-handling processes
  • Managed inventory ordering, stock rotation, and merchandising to maintain product availability
  • Supervised associates, assigning tasks and reinforcing service, safety, and compliance standards
  • Monitored register accuracy, cash controls, and end-of-day reconciliation for operational integrity
  • Coordinated maintenance needs, resolving equipment issues to minimize downtime and service disruptions
  • Trained staff on POS procedures, transaction handling, and customer service expectations

Teacher /School Bus Driver

17 Years 7 Months
Harrison School District | 03.1995 - 10.2012
  • Delivered differentiated instruction to support varied learning styles and achievement levels.
  • Developed lesson plans aligned with district standards and student learning goals.
  • Assessed student progress using formative and summative evaluations.
  • Maintained accurate records for attendance, grades, and classroom performance.
  • Guided students through behavior expectations and positive classroom routines.
  • Communicated effectively with parents and staff regarding student progress and concerns.
  • Operated school bus safely on assigned routes, following traffic laws and district transportation procedures.
  • Inspected vehicle before trips, documenting mechanical issues and reporting maintenance concerns promptly.
  • Managed student boarding, seating, and unloading while enforcing safety rules and orderly behavior.

Education

High School Diploma

Harrison Central | Saucier Ms

Cosmetology - Hair Skin And Nails

Blue Cliff College | Ms | 06.2012

Bachelor of Early Childhood Care And Education - Elementary Education

University of Southern Mississippi | Hattiesburg, MS | 06.1994

Skills

Credit analysis
Fraud prevention
Fraud detection
Decision-making
Loan structuring
Account reconciliation
Team collaboration
Strong communication skills
Professionalism and integrity
Pricing strategy

Timeline

Loan Servicing Representative

Mariner Finance
04.2021 - CurrentRead More

Parts Manager

Autozone LLC
09.2016 - 04.2021Read More

Hairstylist Booth Renter

Blue Water Hair and Nails
12.2012 - 08.2016Read More

Store Manager of Operations

Clark Oil
03.2007 - 10.2012Read More

Teacher /School Bus Driver

Harrison School District
03.1995 - 10.2012Read More

Harrison Central

High School Diploma
Read More

Blue Cliff College

Cosmetology from Hair Skin And Nails
Read More

University of Southern Mississippi

Bachelor of Early Childhood Care And Education from Elementary Education
Read More
Carlene Gray