CHARLES OCONNOR
Long Beach,CA
Overview
13
13
years of professional experience
Work History
Leaves of Absence Specialist
Harbor Freight Tools
Camarillo, CA
08.2020 - 07.2025
- Leave and accommodation administration: Acted as the subject matter expert for all company leave and accommodation programs, including FMLA, CFRA, ADA, PDL, PFML, USERRA, using state/local leave laws, and short-term and long-term disability plans.
- Employee and management support: - Served as the primary point of contact for associates and managers, interpreting and clarifying leave policies and providing guidance on eligibility, documentation, and the return-to-work process. - Managed the interactive process for reasonable accommodation requests under the ADA.
401k Specialist
Harbor Freight Tools
Camarillo, CA
08.2018 - 08.2020
- Plan administration and compliance: Administered the company's 401(k) retirement plan, including managing eligibility, enrollments, and contribution processes. Ensured adherence to federal regulations such as ERISA and the Internal Revenue Code. Helped facilitate annual nondiscrimination testing and managed required plan documentation. Prepared and submitted Form 5500 filings and other necessary compliance reports.
- Point of contact for all employee 401k related questions.
Project Manager
Transamerica Retirement Sltns
Los Angeles, CA
11.2014 - 11.2017
- Managed the implementation, plan setup, client coordination, preparation of required Plan documents, initial participant on boarding and enrollment, facilitated asset transfers and transitions to ongoing service support for a wide variety of Retirement Plans.
- Managed relationships between client plan sponsors, Financial Advisors, Third Party Administrators and Internal Transamerica departments.
- Reviewed and interpreted Plan documents for 401(k), defined benefit, profit sharing, and various types of bundled multiple employer plans.
- Project Managed an average of 30-40 clients weekly.
- Responsible for managing Plans that ranged from $100K to $10M in assets.
- Managed and installed complex 401(k) plans that required coordination of SDBA asset transfers, Auto Enrollment implementation including: ACA, EACA and QACA setup, as well as large Multiple Employer Plan on-boarding with a wide range of client Adopters.
- Auxiliary client contact for essential record keeping duties on an ongoing basis.
401k Pension Administrator
Bryson Financial Group
Long Beach, CA
05.2013 - 03.2014
- Maintained accurate records relating to the operation of over 70 clients' 401k retirement plans. These duties include: preparation and interpretation of Plan documents using Datair Document system, preparation of clients' pension plan tax returns, annual reconciliation of Trust Accounting, review of client census information, maintaining compliance with the IRS, DOL reporting agencies.
- Annual Compliance testing as well as annual tax form filings.
- Tracked and administered all distributions, loans, hardships, RMDs and deposits. Also prepared all loan amortizations schedules for client participants. Average of 15-30 distribution, rollover, hardship or loan requests administered weekly.
- Responsible for imputing and tracking 10-15 client payrolls on a weekly basis.
- Utilized ASC valuation software to calculate accurate testing for year end valuation of client plans, which included: determining eligibility, key EEs and HCEs, 401(b) ratio percentage tests and average benefits tests, 401(a)(4) non-discrimination tests, top heavy tests, ADP/ACP testing, 402(g) and 415 limit calculations.
- Assisted with annual qualified plan audits; collaborated with third Party CPA and third party Actuary with the audit and preparation of a few Plans more complicated annual filings. (3-4 Plans).
- Administered a variety of DC Plans, including: 401(k) plans, 403(b) plans, employee stock ownership plans, and profit-sharing plans. Small amount of work with a few Defined Benefit Plans.
- 90+ % of administered Plans used Volume Submitter Plans and Prototype Plans. A small % of Plans were Individually Designed Plans.
- Responsible for internal company record keeping of Accounts Payable and Accounts Receivable. Created and presented monthly AP/AR report for controller and maintained accounting for all expenses, profits and loses.
Pension Administrator
PMZ Pension Corporation
Aliso Viejo, CA
08.2012 - 04.2013
- Personally managed the SPFPA Union 401(k) plans for Transmericas of 10,000+ Participants. Administered 10+ hardships/ distributions for Union members daily. Managed Union participants' questions related to their 401(k).
- Was main phone contact for all incoming client related calls and questions (50+ /day).
- Initiated marketing campaign, which included market research, prospective list creation, designing marketing newsletters, brochures, emails and making sales calls.
- Help Administrator(s) with clients' trust accounting, annual filings of Forms (5500, 1099-R, 5558). Revised/ created any and all documents related to client plans including: Distributions, Hardships, Summary Plan Descriptions, and Annual Reports.
- Managed all office supplies and inventory for daily operations with budget of $2000.00 month.
Education
Bachelor of Science - Finance & International Business
California State University Long Beach
Long Beach, CA05-2009
Skills
- FMLA administration
- ADA compliance
- policy interpretation
- document management
- leave tracking
- retirement plan compliance and admin
Timeline
Leaves of Absence Specialist
Harbor Freight Tools
08.2020 - 07.2025
401k Specialist
Harbor Freight Tools
08.2018 - 08.2020
Project Manager
Transamerica Retirement Sltns
11.2014 - 11.2017
401k Pension Administrator
Bryson Financial Group
05.2013 - 03.2014
Pension Administrator
PMZ Pension Corporation
08.2012 - 04.2013
Bachelor of Science - Finance & International Business
California State University Long Beach