Summary
Overview
Work History
Education
Skills
Timeline
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Cherie Bowen

Weatherford,TX

Summary

Open to new possibilities in other industries where I can apply my work/life experience.

Highly Motivated professional with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effective unsupervised, quickly masters new skills and concepts. Develops strong customer relationships by providing excellent service over a 31 year career in the Mortgage industry.


Bilingual - Spanish


Overview

17
17
years of professional experience

Work History

Mortgage Broker - Loan Originator

C2 Financial
05.2023 - Current

Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.


Interviewed applicants to assess loan requirements before suggesting offers.


Explained different types of loans pertaining to client situations.


Oversee scheduling of timely loan closing to satisfy home builder and borrower needs.

Monitored pipelines to track and log status of loans.


Proactively identified solutions for customers experiencing credit issues and assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.


Explained very technical financial information to applicants and make it easy to understand language and loan products


Worked with underwriters to fix application problems and resolve issues and discrepancies during the loan process

Branch Manager

Geneva Financial LLC
11.2022 - 05.2023
  • Maintained friendly and professional customer interactions.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Advised clients on mortgage, education and personal loans.
  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Handled multiple clients on a daily basis.
  • Loan origination from Application through Closing

Mortgage Loan Originator

Hometown Lenders
02.2019 - 11.2022
  • Developed and maintained relationships with local real estate agents.
  • Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
  • Maintained friendly and professional customer interactions.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Managed personal pipeline of 10-20 loans per month

Producing Mortgage Originator/BranchManager

Academy Mortgage Corporation
08.2008 - 01.2019
  • Reviewed loan files and updated to match current standards.
  • Worked with underwriters to fix application problems and resolve issues.
  • Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs
  • Fielded customer complaints and provided solutions.
  • Explained different types of loans pertaining to client situations.
  • Monitored pipelines to track and log status of loans.
  • Compiled closing packages for drafting and presentation accuracy.
  • Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Supervised team of 13 and motivated to maintain customer service and performance standards.
  • Explained very technical financial information to applicants in easy to understand language.

Education

High School Diploma -

Carol Morgan High School
Dominican Republic

Some College (No Degree) - NMLS - MLO Licensing in CA, TN, TX

National Mortgage Licensing System
Nationwide

Real Estate License - CA - Real Estate License

CA - DRE Realtor License

Skills

    Conduct interviews with prospective Clients to gather loan application information which includes:

  • Financial History Analysis
  • Loan File Maintenance
  • Credit History Review
  • Income Evaluation
  • Problem Solving
  • Verbal and Written Communication
  • Multitasking and Prioritization

Timeline

Mortgage Broker - Loan Originator

C2 Financial
05.2023 - Current

Branch Manager

Geneva Financial LLC
11.2022 - 05.2023

Mortgage Loan Originator

Hometown Lenders
02.2019 - 11.2022

Producing Mortgage Originator/BranchManager

Academy Mortgage Corporation
08.2008 - 01.2019

High School Diploma -

Carol Morgan High School

Some College (No Degree) - NMLS - MLO Licensing in CA, TN, TX

National Mortgage Licensing System

Real Estate License - CA - Real Estate License

CA - DRE Realtor License