Corey Kocent
Batavia,NY
Summary
Commercial insurance professional with 10+ years of experience evaluating workers' compensation and general liability exposures, interpreting carrier underwriting guidelines, and supporting multi-state commercial account placement. Experienced in NCCI classification analysis, loss run review, payroll allocation auditing, and risk assessment across diverse industries and jurisdictions. Strong track record collaborating with carrier underwriters to evaluate account eligibility, resolve submission issues, and support accurate, informed underwriting decisions. Seeking to leverage extensive commercial insurance expertise and analytical risk evaluation skills in a Commercial Lines Underwriting role.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Commercial Lines Specialist
Paychex Insurance Agency
04.2016 - Current
- Manage a pipeline of approximately 120 small commercial accounts at various stages of evaluation and implementation, reviewing workers' compensation and general liability exposures, loss histories, payroll allocations, and operational characteristics to support carrier placement and underwriting review.
- Analyze commercial account risk profiles against carrier underwriting guidelines and appetite across 10 carrier relationships, identifying classification considerations, exposure concerns, and coverage requirements.
- Review NCCI classifications, payroll structures, rating methodologies, policy forms, and state-specific regulatory requirements to support accurate multi-state commercial account submissions.
- Evaluate loss runs, business operations, and exposure details to develop complete risk profiles and provide carrier underwriters with accurate submission information for underwriting consideration.
- Collaborate directly with carrier underwriters to resolve submission deficiencies, clarify risk details, and facilitate timely policy issuance and successful account implementation.
- Maintain accuracy of risk data, underwriting documentation, and compliance requirements throughout the new business onboarding process.
- Serve as a primary liaison between clients, internal teams, and carrier partners by communicating exposure information, resolving account issues, and supporting efficient underwriting review and account implementation.
Personal Lines Insurance Consultant (Risk Specialist)
Liberty Mutual Insurance
10.2014 - 04.2016
- Evaluated personal lines insurance risks by analyzing property, auto, umbrella, and liability exposures, claim histories, customer profiles, and geographic risk factors to support appropriate coverage recommendations.
- Assessed New York market-specific risk considerations, including territorial exposures, coastal property factors, and regulatory requirements to ensure alignment with company underwriting guidelines.
- Reviewed customer data and loss history information to identify risk characteristics, coverage needs, and potential exposure concerns while maintaining compliance with corporate underwriting standards.
- Collaborated with internal teams and business partners to communicate risk information, address coverage questions, and support accurate account decisions.
- Educated clients and stakeholders on insurance products, policy requirements, and loss-prevention strategies while maintaining a focus on responsible risk management and customer outcomes.
- Maintained accurate account documentation and data integrity while managing a high-volume customer environment within established insurance procedures and compliance standards.
Education
B.A. - Communications
University at Buffalo
Buffalo, NY06-2014
A.A. - General Studies
Genesee Community College
Batavia, NY06-2012
Skills
- Salesforce CRM
- Commercial Insurance Submission Platforms
- Carrier Rating Portals & Underwriting Systems
- Policy Administration Systems
- Risk Management Platforms
- Microsoft Excel (Data Analysis, Reporting, Documentation)
- Insurance Documentation & Data Management Tools
- Multi-State Compliance & Regulatory Tracking
Certification
Property & Casualty Insurance License — Multi-state licensed
Timeline
Commercial Lines Specialist
Paychex Insurance Agency
04.2016 - Current
Personal Lines Insurance Consultant (Risk Specialist)
Liberty Mutual Insurance
10.2014 - 04.2016
A.A. - General Studies
Genesee Community College
B.A. - Communications
University at Buffalo
Commercial Underwriting Qualifications
- Commercial Lines Underwriting Support
- Risk Assessment & Exposure Analysis
- Workers' Compensation & General Liability
- Loss Run Review & Claims Analysis
- NCCI Classification Analysis
- Payroll Allocation & Exposure Evaluation
- Carrier Underwriting Guidelines & Risk Appetite Review
- Policy Forms, Classification Structures & Rating Methodologies
- Multi-State Regulatory Compliance
- Commercial Account Submission Review
- Broker & Carrier Relationship Management
- Risk Data Integrity & Underwriting Documentation
- Policy Issuance & New Business Implementation