Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Courtney Malone

Dallas,TX

Summary

Results-driven professional with over 10 years of experience in insurance, financial services, and risk and compliance operations. Expertise in investigation, data and document analysis, regulatory compliance, and complex problem resolution within high-volume environments. Demonstrated ability to critically evaluate information, effectively interpret policies and procedures, and collaborate with cross-functional teams to ensure accurate and timely outcomes. Committed to leveraging analytical skills and industry knowledge to enhance operational efficiency and drive organizational success.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Property & Auto Claims Adjuster

Insurance Operations Provider
Dallas, USA
08.2021 - 02.2025

Carrier Programs Supported: State Farm | Progressive | USAA | TWIA | FedNat | PSIC

Property Adjuster

  • Managed claims lifecycle from initial loss reporting to final claim closure, ensuring compliance with carrier guidelines and regulatory requirements while facilitating timely settlements.
  • Validated repair scope and line-item pricing using Xactimate, ensuring accurate justification for additional damages to support effective claim resolutions.

Auto Estimator

  • Assessed visible damages through virtual vehicle inspections, determining repair scope and identifying necessary parts and labor for accurate repair estimates.
  • Applied industry-standard repair procedures and OEM guidelines to determine proper repair methods, parts replacement, and refinish requirements while ensuring estimate accuracy using CCC One or Audatex
  • Collaborated with repair facilities to ensure timely processing of claims and customer satisfaction.

Supplement Specialist

  • Analyzed property damage estimates to identify omitted damages, scope discrepancies, and pricing adjustments, ensuring accurate claim valuation and alignment with carrier guidelines.
  • Prepared and revised supplemental estimates using Xactimate, reviewing contractor documentation, photos, and inspection reports to support additional repair cost.
  • Collaborated with adjusters, contractors, and internal claims teams to review supplemental requests, resolve estimate variances, and facilitate timely claim resolution.

Financial Operations Specialist

Santander Consumer USA
North Richland Hills, TX
10.2011 - 08.2021

Loan Accountant

  • Investigated and resolved loan discrepancies by analyzing account activity and updating records to maintain financial accuracy.
  • Performed loan account adjustments and transaction reviews to ensure accuracy of balances, payments, and account records.

Operational Expense Coordinator

  • Reviewed and processed expense transactions for accurate documentation, coding, and compliance with internal financial procedures, supporting financial integrity.
  • Maintained expense records and assisted with reconciliation activities to support accurate financial reporting and cost tracking.

Customer Service Specialist

  • Provided account support to borrowers, addressing inquiries on loan terms, payment options, and account status, fostering high customer satisfaction.
  • Resolved complex account issues by researching loan records, coordinating with internal departments, and delivering clear solutions to customers.

Front-End Collections

  • Contacted customers with delinquent auto loan accounts to negotiate payment arrangements, restoring accounts to good standing while ensuring compliance with collection regulations.
  • Reviewed account histories and financial information to determine appropriate repayment solutions and minimize delinquency risk.

Education

High School Diploma -

Duncanville High School

Skills

  • Claims Investigation & Processing
  • Coverage Analysis & Policy Interpretation
  • Fraud Identification & Loss Evaluation
  • Regulatory Compliance & Risk Assessment
  • Settlement Negotiation & Customer Resolution
  • Insurance regulations knowledge
  • Data & Document Analysis
  • Financial Analysis & Account Reconciliation
  • Stakeholder & Vendor Coordination

Certification

Texas All Lines
TWIA / TFPA Certified
State Farm: Policy & Estimatics Certified
USAA Certified

Timeline

Property & Auto Claims Adjuster

Insurance Operations Provider
08.2021 - 02.2025

Financial Operations Specialist

Santander Consumer USA
10.2011 - 08.2021

High School Diploma -

Duncanville High School
Courtney Malone