Danielle L. Baber
Valrico,FL
Summary
Knowledgeable Loan Processor offering expertise in legal statutes and established lending guidelines. Excellent communication and negotiation skills. Offering 30 plus-year history of successful loan and mortgage processing.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Realtor
Self Employed
03.2024 - Current
- Maintains up-to-date knowledge of local market trends and regulations, providing valuable insights and advice to clients.
- Conducts comprehensive market analyses to determine optimal listing prices for sellers, maximizing profits while minimizing time on market.
- Assists buyers with finding ideal homes by assessing needs, requirements, and budgets.
Senior Due Diligence Underwriter
SitusAMC
10.2014 - 07.2022
- Final Due Diligence review of closed loans to verify credit and compliance meets secondary market guidelines.
- Review of loans included all government type loans and portfolio loans (manual underwrites). Typically was done within an hour.
- Expert at TRID guidelines, 10% and 0% guidelines, using a vendor from a SSPL.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Senior Processor
Nations Lending Corporation
02.2014 - 08.2014
- Collaborated with underwriters and loan officers to ensure smooth transactions, resulting in reduced closing times.
- Reduced processing errors by conducting thorough reviews and providing constructive feedback to team members. Review of all new files done within 24 hours.
- Maintained strict compliance with regulatory guidelines, preventing potential penalties or delays in processing.
Junior Underwriter
Stearns Lending
01.2013 - 11.2013
- Demonstrated expertise in various types of loans, including FHA, VA, and conventional mortgages.
- Collaborated with cross-functional teams to develop comprehensive risk assessments for potential clients.
- Assisted senior underwriters in evaluating loan applications, resulting in improved risk assessment accuracy. Review of files done within 24 hours.
Senior Processor
Iberia Bank
01.2010 - 12.2012
- Reduced processing errors by conducting thorough reviews and providing constructive feedback to team members. Reviews done within 24 hours.
- Delivered consistent high-quality service that exceeded client expectations and contributed to a growing company reputation in the industry. Client communication done same day.
- Mentored junior processors, fostering a supportive team environment that encouraged professional growth.
- Received and reviewed incoming documents and materials.
Education
High School Diploma -
Columbine High School
Littleton, CO06.1991
Skills
- Client Relations
- Contract Negotiation
- Tech-savvy mindset
- Underwriting guidelines
- Documentation Review
- Quality Assurance
Certification
- National Association of REALTORS® (NAR) Membership - National Association of Realtors.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Work Preference
Work Type
Part TimeContract WorkWork Location
RemoteImportant To Me
Flexible work hoursTimeline
Realtor
Self Employed
03.2024 - Current
Senior Due Diligence Underwriter
SitusAMC
10.2014 - 07.2022
Senior Processor
Nations Lending Corporation
02.2014 - 08.2014
Junior Underwriter
Stearns Lending
01.2013 - 11.2013
Senior Processor
Iberia Bank
01.2010 - 12.2012
High School Diploma -
Columbine High School
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