Seasoned Finance Manger / bringing proven expertise in the automotive environments. Successful leader and manager equipped with skills to handle high-level dealership responsibilities.
Overview
17
17
years of professional experience
Work History
Automotive Finance Manager
KAG Automotive Group
07.2025 - Current
Trained new and existing staff members in various financial procedures to prepare for job requirements.
Created organizational structures to improve accounting and finance functions.
Achieve monthly Dealership goals for F&i, C.I.T, PVR, PPD, C.S.I
Proven top producer in F&I
Assisted customers with completing loan applications and other paperwork.
Developed and maintained relationships with customers, lenders and other third parties.
Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Analyzed potential risks and evaluated loan products to identify suitable options for customers.
Finance Manager
Bayway Cadillac
09.2023 - 07.2025
-Maintain and achieve CIT/CSI goals
- submit loan applications to Lenders and secure the deals
-contract deals, and confirm all documents are correct and complete
- review all customer documents and check potential fraud.
- secure all documents at all times to protect the customer and the dealer.
-Manage and maintain all expected gross for the dealership monthly goals.
Trained new and existing staff members in various financial procedures to prepare for job requirements.
Finance Director
KAG automotive group
01.2023 - 10.2023
Prioritized and organized tasks to efficiently accomplish service goals.
Negotiated loan terms and conditions with banks, credit unions, and other lending institutions.
Developed strategies to increase auto finance sales volume while maintaining profit margins.
Analyzed customer credit histories in order to determine eligibility for loans.
Reviewed contracts for accuracy prior to signing by customers.
Provided guidance and advice on the best financing options available for customers.
Collaborated with sales staff in order to maximize opportunities for profitable deals.
Finance Manager
BMW Houston North
03.2021 - 11.2022
Maintain company compliance standards
Achieve company CSI / CIT objectives
Work with lenders on approving loans/ rehashing declined applications
Mentor / train sales staff
Achieve/ exceed company’s monthly goals
Reviewed contracts for accuracy prior to signing by customers.
Collaborated with sales staff in order to maximize opportunities for profitable deals.
Stayed abreast of lending regulations, industry trends and market rates.
Approved or denied loan applications and explained reasoning behind decisions.
Finance Director
Sonic automotive Inc/ jaguar Land Rover
02.2018 - 04.2021
Negotiated loan terms and conditions with banks, credit unions, and other lending institutions.
Reviewed contracts for accuracy prior to signing by customers.
Maintained accurate records of all transactions related to auto finance services.
Processed applications for new vehicle loans efficiently and accurately.
Monitored current market rates for competitive pricing of loans offered.
Collaborated with sales staff in order to maximize opportunities for profitable deals.
Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
Complied with established internal controls and policies.
Finance Manager
Sonic automotive/ Lone Star CHevrolet
02.2017 - 02.2018
Managed CSI / CIT to company guidelines and maintain the goals of the monthly budget for the department
Maintained accurate records of all transactions related to auto finance services.
Processed applications for new vehicle loans efficiently and accurately.
Monitored current market rates for competitive pricing of loans offered.
Collaborated with sales staff in order to maximize opportunities for profitable deals.
Developed loan contracts and explained contract terms to clients.
Informed customers of loan application requirements and deadlines.
Finance Manager
Sonic automotive/ Lone Star Ford
07.2011 - 02.2017
Negotiated loan terms and conditions with banks, credit unions, and other lending institutions.
Analyzed customer credit histories in order to determine eligibility for loans.
Reviewed contracts for accuracy prior to signing by customers.
Resolved customer complaints regarding auto financing services in a timely manner.
Maintained accurate records of all transactions related to auto finance services.
Monitored current market rates for competitive pricing of loans offered.
Approved or denied loan applications and explained reasoning behind decisions.
Education
Associate Of General Studies - General Studies
Macomb community college
Clinton, Mi
06-1995
Bachelor Of Arts - Culinary Arts
Johnson & Wales university
Charleston, Sc
06-1993
Skills
Attention to Detail
Staff Training
Asset Protection
Sales Support
Goal Setting
Customer Service
Willing to Learn
Knowledgeable with Route one / Dealer track / CDK / Darwin/Stone eagle
AFIP (Association of Finance and insurance professionals)
Certified & licensed with Texas , and federal level