Summary
Overview
Work History
Education
Skills
Timeline
Generic

David Finney

Wesley Chapel, FL 33543-7002,fl

Summary

Seasoned Mortgage Loan Officer with comprehensive understanding of loan origination, processing and closing procedures. Skilled in building strong relationships with clients to understand needs and provide appropriate financial solutions. Demonstrated track record in achieving lending goals while maintaining strict compliance with regulatory standards. Success noted in improving application approval rates through insightful risk assessment and thorough documentation review.

Overview

12
12
years of professional experience

Work History

Mortgage Loan Officer

Liberty Federal Credit Union
Tampa, FL
01.2025 - Current
  • Processed new loan applications in accordance with established guidelines.
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
  • Prepared loan documents such as commitment letters, closing statements, promissory notes and deed of trust.
  • Reviewed appraisals to ensure accuracy and completeness prior to submission to underwriting department.

Mortgage Loan Officer

US Bank Mortgage
Tampa, FL
12.2023 - 01.2025
  • Monitored customer accounts throughout the life cycle of each loan transaction.
  • Educated customers on various aspects of mortgage financing options available.
  • Maintained current knowledge of secondary market trends, government programs and other available financing sources.
  • Attended industry events and seminars in order to stay abreast of changes in the mortgage banking industry.

Senior Mortgage Loan Officer

Embrace Home Loans
Tampa, FL
01.2022 - 10.2023
  • Attended relevant conferences or seminars in order to stay abreast of new developments within the industry.
  • Performed quality control checks on all completed loans prior to final approval.
  • Negotiated terms of mortgages with lenders or investors.
  • Assisted applicants in selecting the best loan program based on their needs and qualifications.

Mortgage Banker

Synovus Bank
Tampa, FL
09.2013 - 01.2022
  • Managed multiple tasks simultaneously while meeting tight deadlines.
  • Attended seminars and workshops to stay abreast of industry trends and changes in lending laws.
  • Negotiated terms of loans with customers based on their financial situation.
  • Developed relationships with referral sources such as realtors, builders and attorneys.

Education

Bachelor of Science - Finance

Shippensburg University of Pennsylvania
Shippensburg, PA
06-1994

Skills

  • Loan processing
  • Financial analysis
  • Document preparation
  • Risk assessment
  • Regulatory compliance
  • Customer service

Timeline

Mortgage Loan Officer

Liberty Federal Credit Union
01.2025 - Current

Mortgage Loan Officer

US Bank Mortgage
12.2023 - 01.2025

Senior Mortgage Loan Officer

Embrace Home Loans
01.2022 - 10.2023

Mortgage Banker

Synovus Bank
09.2013 - 01.2022

Bachelor of Science - Finance

Shippensburg University of Pennsylvania

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