Summary
Overview
Work History
Education
Skills
Timeline
Generic

Denis Scott

Geneva

Summary

Detail-oriented professional specializing in consumer and commercial loan processing. Achieved 100% accuracy in documentation and compliance, enhancing borrower experiences and minimizing audit risks. Proven ability to streamline processes and ensure regulatory adherence.

Overview

14
14
years of professional experience

Work History

Consumer Loan Specialist

Cayuga Lake National Bank
Union Springs
09.2025 - Current
  • Managed full lifecycle of consumer and commercial loan applications, ensuring 100% accuracy from submission to funding.
  • Conducted preliminary underwriting for assigned files, analyzing credit reports and income verification to provide data-driven recommendations.
  • Ensured adherence to federal regulations and internal policies, significantly reducing document errors and audit risks.
  • Served as primary contact for borrowers, ensuring smooth experiences through effective expectation management and resolution of documentation issues.
  • Executed loan closings through in-person signings and secure electronic platforms while maintaining strict data privacy standards.
  • Created and updated internal reports to track portfolio health, quality standards, and processing turnaround times.

Consumer and Commercial Loan Processor

Cayuga Lake National Bank
Union Springs
07.2023 - 09.2025
  • Reviewed financial documents to ensure accuracy and completeness, facilitating timely loan evaluations.
  • Clarified loan requirements and conditions with underwriters to streamline processing.
  • Organized and maintained loan files and documentation to support efficient processing.

Universal Banker

Cayuga Lake National Bank
Union Springs
10.2022 - 01.2023
  • Facilitated high-volume financial transactions and identified cross-selling opportunities to align bank products with client needs.
  • Delivered exceptional customer service, strengthening client relationships and driving overall satisfaction.
  • Supported retail banking operations by ensuring drawer accuracy and adherence to security protocols, contributing to operational integrity.

Merchandiser

Wright Beverage Distributing
Auburn
08.2018 - 10.2022

Groundskeeper

Mackenzie Childs
Aurora
05.2017 - 09.2018

Volunteer

Montezuma Wildlife Refuge
Montezuma
05.2012 - 08.2017

Education

Associate of Science - Business Administration

Cayuga Community College
Auburn, NY
05-2021

Associate of Applied Science - Marketing

Cayuga Community College
Auburn
05-2021

Skills

  • Loan processing
  • Loan underwriting
  • Credit analysis
  • Regulatory compliance
  • Client communication
  • Customer service

Timeline

Consumer Loan Specialist

Cayuga Lake National Bank
09.2025 - Current

Consumer and Commercial Loan Processor

Cayuga Lake National Bank
07.2023 - 09.2025

Universal Banker

Cayuga Lake National Bank
10.2022 - 01.2023

Merchandiser

Wright Beverage Distributing
08.2018 - 10.2022

Groundskeeper

Mackenzie Childs
05.2017 - 09.2018

Volunteer

Montezuma Wildlife Refuge
05.2012 - 08.2017

Associate of Science - Business Administration

Cayuga Community College

Associate of Applied Science - Marketing

Cayuga Community College
Denis Scott