DIJONEE MOBLEY
West Palm Beach,FL
Summary
Hardworking, highly motivated professional eager to lend combined knowledge and skills to enhance business performance. Operates well in both individual and team capacities, leveraging seasoned work ethic to quickly adapt to different processes and drive company objectives. Resourceful and results-driven with a passion for growth and efficiency to meet company needs and increase service value.
Overview
22
22
years of professional experience
1
1
Certification
Work History
Finance Manager
Phil Smith Acura
09.2025 - 12.2025
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
- Provided exceptional customer service by addressing inquiries promptly, resolving issues efficiently, and maintaining open communication throughout the financing process.
- Enhanced dealership sales by providing comprehensive financial solutions to clients seeking vehicle purchase or lease agreements.
- Increased sales team effectiveness with comprehensive training on finance options and upselling techniques.
- Tailored finance packages to meet individual customer needs, fostering positive buying experience.
- Negotiated with lenders to obtain approvals for challenging credit profiles, expanding customer base.
- Boosted dealership revenue by negotiating favorable financing packages for customers.
- Maintained compliance with all regulatory requirements, ensuring all finance agreements met state and federal guidelines.
Finance Manager
Performance Nissan
07.2023 - 09.2025
- Analyzed financing options to optimize customer satisfaction and enhance sales processes.
- Developed comprehensive training programs for finance staff to improve service delivery and compliance.
- Implemented streamlined loan processing procedures, reducing turnaround time and increasing efficiency.
- Collaborated with sales teams to create tailored financing solutions that meet diverse customer needs.
- Managed relationships with financial institutions to secure competitive rates for customers and dealership growth.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
Business Manager
Arrigo CDRJ Sawgrass
07.2023 - Current
- Ensured that all paperwork was completed accurately prior to submitting applications for financing approval.
- Worked closely with sales team members to facilitate successful completion of deals involving financing or leasing options.
- Monitored creditworthiness of potential customers by reviewing their credit reports, employment history, income level and debt-to-income ratio.
- Ensured compliance with federal, state, and local regulations related to consumer lending practices.
- Maximize gross profit by offering ancillary products
GSM/Desk Manager
Springfield Mitsubishi-Reading
04.2021 - 06.2023
- Utilized CRM software to track customer interactions and monitor progress towards goals.
- Conducted regular training sessions for new sales staff on product knowledge and sales techniques.
- Managed sales team to consistently achieve growth and hit sales targets.
- Ensured that all paperwork was completed accurately prior to submitting applications for financing approval.
- Monitored creditworthiness of potential customers by reviewing their credit reports, employment history, income level and debt-to-income ratio.
- Worked closely with sales team members to facilitate successful completion of deals involving financing or leasing options.
- Implemented effective marketing campaigns to generate leads for potential buyers.
Special Finance Director
Reedman Toll CDJR
11.2018 - 04.2021
- Worked closely with sales team members to facilitate successful completion of deals involving financing or leasing options.
- Ensured that all paperwork was completed accurately prior to submitting applications for financing approval.
- Reviewed contracts prior to signing in order to protect the interests of both the dealership and its customers.
- Assisted customers in selecting payment plans based on their individual needs.
- Monitored creditworthiness of potential customers by reviewing their credit reports, employment history, income level and debt-to-income ratio.
- Reviewed credit applications submitted by customers prior to approval or denial.
- Ensured compliance with federal, state, and local regulations related to consumer lending practices.
Business Manager
Barbara's Autoland CDJR
09.2012 - 11.2018
- Reviewed contracts prior to signing in order to protect the interests of both the dealership and its customers.
- Trained staff members on various aspects of automotive finance policies and procedures.
- Maintained relationships with banks, lenders and other third parties involved in automotive finance transactions.
- Ensured that all paperwork was completed accurately prior to submitting applications for financing approval.
- Negotiated financing terms with customers in order to maximize profits while providing attractive loan options.
- Monitored creditworthiness of potential customers by reviewing their credit reports, employment history, income level and debt-to-income ratio.
- Maximized deal by offering soft and hard ancillary products
Business Manager
Planet Honda
07.2008 - 09.2012
- Explained to customers different types of loans and credit options that were available, as well as terms of those services.
- Provided guidance on compliance matters related to state laws regarding automotive finance regulations.
- Negotiated financing terms with customers in order to maximize profits while providing attractive loan options.
- Stayed abreast of new types of loans, financial services, and products to better meet customers' needs.
- Ensured compliance with federal, state, and local regulations related to consumer lending practices.
- Worked closely with sales team members to facilitate successful completion of deals involving financing or leasing options.
Business Manager
Maxon Hyundai/Mazda
06.2004 - 06.2008
- Ensured that all paperwork was completed accurately prior to submitting applications for financing approval.
- Worked closely with sales team members to facilitate successful completion of deals involving financing or leasing options.
- Trained staff members on various aspects of automotive finance policies and procedures.
- Maintained relationships with banks, lenders and other third parties involved in automotive finance transactions.
- Negotiated financing terms with customers in order to maximize profits while providing attractive loan options.
Education
High School Diploma -
Morristown High School
Morristown, NJ06.1995
Skills
- Selling Techniques
- Lender Relationships
- CDK, Reynolds
- DocuPad
- E Contract
- Dealertrack, RouteOne
- Proficient in subprime lending
- Customer service
Certification
JM&A Training
Timeline
Finance Manager
Phil Smith Acura
09.2025 - 12.2025
Finance Manager
Performance Nissan
07.2023 - 09.2025
Business Manager
Arrigo CDRJ Sawgrass
07.2023 - Current
GSM/Desk Manager
Springfield Mitsubishi-Reading
04.2021 - 06.2023
Special Finance Director
Reedman Toll CDJR
11.2018 - 04.2021
Business Manager
Barbara's Autoland CDJR
09.2012 - 11.2018
Business Manager
Planet Honda
07.2008 - 09.2012
Business Manager
Maxon Hyundai/Mazda
06.2004 - 06.2008
High School Diploma -
Morristown High School