Mortgage Specialist
SPECIALIZED LOAN SERVICING
2012.09 - Current
- Perform extensive analytical calculations servicing Underwriter.
- Determine the feasibility of foreclosure by reviewing property to liquidate in short sale transactions.
- Explained legal aspects of loan to borrower, as well as payment terms and clauses.
- Established plans and payoffs for customers' loans, prioritizing control of overall costs through the Auction program.
- Mitigated credit risk by conducting thorough due diligence checks on all applicants, safeguarding the organization''s interests.
- Checked loan documents as a Closer for accuracy prior to liquidating homes.
- Assessed loan portfolios for compliance with underwriting policies.
- Evaluated pay stubs, credit history, tax information and bank statements for financial status.
- Achieved high customer retention rate through exceptional relationship management and personalized service.
