Summary
Overview
Work History
Education
Skills
Timeline
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Harlan Little

Wendell,NC

Summary

Experienced financial professional with solid background in banking and finance. Effective at building relationships with clients, achieving sales goals and providing excellent customer service.

Overview

22
22
years of professional experience

Work History

VP of Mortgage Lending

Guaranteed Rate
03.2023 - Current
  • Acquire mortgage customers through relationship building with customers, realtors and other professionals.
  • Advise customers on home financing options.

Telephone Mortgage Banker

First Citizens Bank
03.2022 - 02.2023


  • Acquire mortgage customers through relationship building over the telephone with customers covering all the banks markets throughout the US.
  • Advise customers on home financing options.

Loan Officer

Cornerstone Home Lending
05.2021 - 03.2022


  • Acquire mortgage customers through relationship building with customers, realtors and other professionals.
  • Advise customers on home financing options.

Mortgage Underwriter

Movement Mortgage
08.2020 - 04.2021
  • Responsible for detailed underwriting analysis of all conventional mortgage loan products including running AUS, calculating all income types, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval.
  • Develop and maintain positive working relationships with processors, loan officers, borrowers, closers, funders and everyone involved in mortgage loan process.

Mortgage Loan Underwriter

Wells Fargo Bank
04.2020 - 08.2020
  • Responsible for detailed underwriting analysis of all conventional mortgage loan products including running AUS, calculating all income types, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval.
  • Develop and maintain positive working relationships with processors, loan officers, borrowers, closers, funders and everyone involved in mortgage loan process.

Senior Retail Credit Underwriter

First Citizens Bank
06.2017 - 04.2020
  • Underwrite and evaluate real estate, automobile, credit card and personal loan applications.
  • Support First Citizens branches by communicating with loan officers on loan decisions and loan structure.
  • Conduct detailed cash flow analysis using personal and business tax returns, personal financial statements, brokerage/retirement statements and business balance sheets

Mortgage Banker

First Citizens Bank
11.2016 - 05.2017
  • Oversee all of First Citizens Mortgage lending needs for branches covering multiple counties.
  • Help customer's choose best loan product for their needs after reviewing their current financial picture.


Mortgage Loan Officer

PrimeLending
09.2016 - 11.2016
  • Acquire mortgage customers through relationship building with customers, realtors and other professionals.
  • Advise customers on home financing options.

Senior Retail Credit Underwriter

First Citizens Bank
06.2005 - 09.2016
  • Underwrite and evaluate real estate, automobile, credit card and personal loan applications.
  • Support First Citizens branches by communicating with loan officers on loan decisions and loan structure.
  • Conduct detailed cash flow analysis using personal and business tax returns, personal financial statements, brokerage/retirement statements and business balance sheets

Financial Sales Manager

First Citizens Bank
05.2001 - 06.2005
  • Responsible for overall sales, financial performance and operations management of branch office
  • Lead branch sales efforts by identifying client needs and selling bank loan, deposit and fee generating products
  • Represent bank in community by attending civic and community group meetings.

Education

Bachelor of Arts - Business Administration

Lenoir-Rhyne University
Hickory, NC
05.1995

Skills

  • Efficient and organized
  • Relationship building skills
  • Sales Expertise
  • Mortgages and Loans
  • Client Relationship Management

Timeline

VP of Mortgage Lending

Guaranteed Rate
03.2023 - Current

Telephone Mortgage Banker

First Citizens Bank
03.2022 - 02.2023

Loan Officer

Cornerstone Home Lending
05.2021 - 03.2022

Mortgage Underwriter

Movement Mortgage
08.2020 - 04.2021

Mortgage Loan Underwriter

Wells Fargo Bank
04.2020 - 08.2020

Senior Retail Credit Underwriter

First Citizens Bank
06.2017 - 04.2020

Mortgage Banker

First Citizens Bank
11.2016 - 05.2017

Mortgage Loan Officer

PrimeLending
09.2016 - 11.2016

Senior Retail Credit Underwriter

First Citizens Bank
06.2005 - 09.2016

Financial Sales Manager

First Citizens Bank
05.2001 - 06.2005

Bachelor of Arts - Business Administration

Lenoir-Rhyne University
Harlan Little