Experienced financial professional with solid background in banking and finance. Effective at building relationships with clients, achieving sales goals and providing excellent customer service.
Overview
22
22
years of professional experience
Work History
VP of Mortgage Lending
Guaranteed Rate
03.2023 - Current
Acquire mortgage customers through relationship building with customers, realtors and other professionals.
Advise customers on home financing options.
Telephone Mortgage Banker
First Citizens Bank
03.2022 - 02.2023
Acquire mortgage customers through relationship building over the telephone with customers covering all the banks markets throughout the US.
Advise customers on home financing options.
Loan Officer
Cornerstone Home Lending
05.2021 - 03.2022
Acquire mortgage customers through relationship building with customers, realtors and other professionals.
Advise customers on home financing options.
Mortgage Underwriter
Movement Mortgage
08.2020 - 04.2021
Responsible for detailed underwriting analysis of all conventional mortgage loan products including running AUS, calculating all income types, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval.
Develop and maintain positive working relationships with processors, loan officers, borrowers, closers, funders and everyone involved in mortgage loan process.
Mortgage Loan Underwriter
Wells Fargo Bank
04.2020 - 08.2020
Responsible for detailed underwriting analysis of all conventional mortgage loan products including running AUS, calculating all income types, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval.
Develop and maintain positive working relationships with processors, loan officers, borrowers, closers, funders and everyone involved in mortgage loan process.
Senior Retail Credit Underwriter
First Citizens Bank
06.2017 - 04.2020
Underwrite and evaluate real estate, automobile, credit card and personal loan applications.
Support First Citizens branches by communicating with loan officers on loan decisions and loan structure.
Conduct detailed cash flow analysis using personal and business tax returns, personal financial statements, brokerage/retirement statements and business balance sheets
Mortgage Banker
First Citizens Bank
11.2016 - 05.2017
Oversee all of First Citizens Mortgage lending needs for branches covering multiple counties.
Help customer's choose best loan product for their needs after reviewing their current financial picture.
Mortgage Loan Officer
PrimeLending
09.2016 - 11.2016
Acquire mortgage customers through relationship building with customers, realtors and other professionals.
Advise customers on home financing options.
Senior Retail Credit Underwriter
First Citizens Bank
06.2005 - 09.2016
Underwrite and evaluate real estate, automobile, credit card and personal loan applications.
Support First Citizens branches by communicating with loan officers on loan decisions and loan structure.
Conduct detailed cash flow analysis using personal and business tax returns, personal financial statements, brokerage/retirement statements and business balance sheets
Financial Sales Manager
First Citizens Bank
05.2001 - 06.2005
Responsible for overall sales, financial performance and operations management of branch office
Lead branch sales efforts by identifying client needs and selling bank loan, deposit and fee generating products
Represent bank in community by attending civic and community group meetings.