Jacob Beardsley

Loan application and Processing

Gathering Information & Documentation:
Help borrowers gather and organize necessary paperwork (e.g., income statements, tax returns, bank statements, credit reports, property information, debt details).
Ensure all required documents are complete and accurate.
Application Submission & Analysis:
Process and submit loan applications in a timely and accurate manner.
Evaluate creditworthiness by reviewing credit reports, income, debt, and other financial information.
Calculate debt-to-income ratio and other relevant metrics.
Assess eligibility and determine the appropriate loan products based on the client's needs and financial goals.

• Collaborated with underwriters, processors, and other team member to resolve issues, ensuring smooth transactions for all parties involved.
• Maintained up-tp-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
• Educated clients on loan terms, interest rates, and repayment plans to promote informed decision-making.

• Worked with underwriters to fix application problems and resolve issues.
• Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
• Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
• Conducted market research to stay updated on industry trends and mortgage products.
• Developed a network of referral partners, increasing client acquisitions and retention.

• Taught high school level mathematics and statistics, fostering strong analytical skills among students.
• Designed engaging lesson plans and assessments to enhance student comprehension and performance.
• Provided mentorship and individualized support to students, helping them achieve academic success.