Summary
Overview
Work History
Skills
Timeline
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Karolina Hernandez

San Antonio,TX

Summary

Ambitious and resilient Market Area Manager with Finance and Dealership experience for over ten years. My strongest attributes are relationship building, team leading, and implementation. I love a challenge, and I enjoy competition. Adept at working efficiently, and quickly mastering new skills.

Overview

11
11
years of professional experience

Work History

Market Area Manager

Credit Acceptance
LUBBOCK, TX
01.2022 - 02.2024
  • Built relationships with dealerships in the West Texas Market to create more contract growth, and active dealers.
  • Conducted regular meetings with dealership owners and managers regarding their portfolio performance, dealer ratings, market statistics, and areas of opportunity for contract growth.
  • Created openings to gain more business with dealers by pulling internal reports and showing the gap in business we can help capture with our product.
  • Prospected all three types of dealers daily to move forward with enrollment or find the objection and overcome it.
  • Maintained contract growth month over month
  • Held an avg of 2 additional active dealers YOY
  • Created solutions for dealerships when there were issues with titles, fees, stipulations, audits, or restructuring.
  • Set up dealerships when they enrolled and trained them to use our portal, get deals funded, and pre approved.
  • Analyzed market trends and dealership feedback to identify new opportunities for contract growth.
  • Planned launch events related to the company's enrollments and training.
  • Monitored competitor performance and their impact in the market for strategy in mine.

CAC Special Finance Manager

Ancira Nissan
San Antonio, TX
01.2021 - 12.2021

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  • Oversee sub-prime lending program for our dealership.
  • Support the sales team in closing sales and getting stipulations handled
  • Asses pay stubs, account statements and other financial documents to spot deals and create more volume due to knowing what to look for if funding is closed
  • Conduct customer interviews, and financial negotiations to ensure the deal is as profitable and as smooth as possible
  • Team up with sales managers and sales specialist to create positive atmosphere, resulting in more sales and over all positive mindset
  • Keep the deals clean, and have a extremely low funding average due to the processes set in place
  • Clean the inventory daily to overlook the costs and sales prices to make it as time efficient and profitable as possible
  • Run an average of $2,200-$2,700 per copy
  • Current running average is 20-25 units a month
  • Remain in the top of the district and market

Finance Manager

Ancira Nissan
San Antonio, TX
09.2018 - 12.2020
  • Fund deals efficiently and economically by using Dealertrack and Cudl
  • Submit deals for approvals and rehashing
  • Gross over $100,000 per month
  • Can use Reynolds & Reynolds, and CDK
  • Upsell insurances to loans, cash purchases and leases
  • Keep deals clean, organized, and the CIT minimal
  • Take turns on the floor
  • Build relationships with buyers and funders

Internet Sales Manager

Ancira Nissan
San Antonio, TX
09.2014 - 09.2018
  • Responded to all incoming leads quickly and efficiently
  • Responsible for assigning leads to salesman
  • Make appointments for the store and sell the customers who come in
  • Market and campaign email blasts for all customers in the crm
  • Worked on VINSOLUTIONS, AUTOALERT, and TECOBI
  • Overcame objections from out of city customers, remotely buying, or simply in person when they came in
  • Always had 70-110 shown appointments a month, and sold 40+ of them with my team

Customer Service Manager

Ancira Nissan
San Antonio, TX
09.2013 - 09.2014
  • Followed up with sales from the day prior to unsure customer satisfaction
  • Helped the store and salesman reach their CSI goals for bonuses
  • Took turns with customer in the store when there were heat cases
  • Handled all compliments and complains from the sales side and finance side

Receptionist

Ancira Nissan
San Antonio, TX
07.2013 - 09.2013
  • Greeted visitors, assessed needs and directed to appropriate personnel
  • Answered and directed incoming calls using multi-line telephone system
  • Took accurate messages for staff and management
  • Prepared packages for UPS deliveries and coordinated timely shipments.
  • Updated customers on their plates and registration sticker arriving

Receptionist

Corporate Travel Planners
San Antonio, TX
12.2012 - 05.2013
  • Greeted visitors, assessed needs and directed to appropriate personnel.
  • Answered and directed incoming calls using multi-line telephone system.
  • Scheduled appointments based on vendors availability

Skills

  • Deal structuring
  • Bilingual
  • Customer financing
  • Customer satisfaction
  • Insurance products
  • Mentoring and training
  • Lender relationships
  • Electronic contracting
  • Relationship Management
  • Market Management
  • Indirect Lending
  • Customer Portfolio Management
  • Account Management
  • Market Trend Analysis

Timeline

Market Area Manager

Credit Acceptance
01.2022 - 02.2024

CAC Special Finance Manager

Ancira Nissan
01.2021 - 12.2021

Finance Manager

Ancira Nissan
09.2018 - 12.2020

Internet Sales Manager

Ancira Nissan
09.2014 - 09.2018

Customer Service Manager

Ancira Nissan
09.2013 - 09.2014

Receptionist

Ancira Nissan
07.2013 - 09.2013

Receptionist

Corporate Travel Planners
12.2012 - 05.2013
Karolina Hernandez