Karyn Adebiyi
Richmond,TX
Summary
Sensible Bodily Injury Claims Adjuster with exceptional knowledge of insurance policy coverage options. Gifted in identifying and resolving problems. Expertise in policy interpretation, coverage determination and handling recorded statements. Organized and detail-oriented Investigator dedicated to improving efficiency, productivity and profitability through continuous process improvement. Analytical thinker skilled at developing innovative solutions to complex problems.
Overview
13
13
years of professional experience
4
4
years of post-secondary education
Work History
Bodily Injury Claims Adjuster
Kemper Insurance
Houston, TX
10.2021 - Current
- Conducted claims investigations by obtaining written statements, preparing reports, researching public records and conducting personal interviews.
- Evaluated coverage, liability and damages and investigated suspicious claims.
- Determined liability and estimated and approved benefit payments.
- Prepared and presented complex cases to management, in-house legal team and Claims Committee.
- Negotiated terms and handled settlements and adjustments with attorneys, claimants and co-defenders.
- Referred extreme cases to Special Investigation Unit (SIU) for further review.
- Maintained contact with claimants and attorneys to determine treatment status.
- Reviewed police reports, medical treatment records and physical property damage to determine extent of liability.
Bodily Injury Claims Adjuster
GEICO
Katy, TX
06.2017 - 10.2021
- Conducted claims investigations by obtaining written statements, preparing reports, researching public records and conducting personal interviews.
- Evaluated coverage, liability and damages and investigated suspicious claims.
- Prepared and presented complex cases to management, in-house legal team and Claims Committee.
- Negotiated terms and handled settlements and adjustments with attorneys, claimants and co-defenders.
- Referred extreme cases to Special Investigation Unit (SIU) for further review.
- Examined forms to determine insurance coverage.
- Interviewed policyholders, witnesses and third parties to gather information and details regarding injury event.
Risk Analyst/Merchant Underwriter
The Bancorp Bank
Wilmington, DE
06.2009 - 09.2016
- Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
- Instituted contingency plans, promoting business continuity through cross-training, documentation and data backups.
- Promoted enterprise-level risk management practices and helped instill strong culture focused on protective policies and procedures.
- Employed strong program management skills to successfully define and manage ongoing initiatives designed to control Institutional risks.
- Reviewed contracts and agreements to identify potential risks and ideal mitigation strategies.
- Developed, deployed and enhanced procedures to reduce institution�s exposure to fraud.
- Looked at current and new merchants and individual sales to evaluate fraud, chargeback and compliance risks.
- Implemented financial risk management policies, limits and strategies that complied with standards and strategic imperatives of organization.
Education
Bachelor of Science - Organizational Management
Wilmington University
Wilmington, DE 01.2010 - 05.2014
No Degree - Paralegal Studies
Widener University Legal Education Institute
Wilmington, DE 05.2001 -
Skills
Proficient inMicrosoft Office – Excel, PowerPoint, Word, Microsoft Access, problem resolution, process improvement, communication, critical thinking and time management
Insurance policy coverage knowledge
Legal proceedings knowledge
Familiar with fraud statutes
Personal, casualty and property loss
Underwriting knowledge
Policy investigations
Negotiation
Complex coverage issues
Bodily injury settlements proficiency
Risk management
Microsoft Word
Timeline
Bodily Injury Claims Adjuster
Kemper Insurance
10.2021 - Current
Bodily Injury Claims Adjuster
GEICO
06.2017 - 10.2021
Bachelor of Science - Organizational Management
Wilmington University
01.2010 - 05.2014
Risk Analyst/Merchant Underwriter
The Bancorp Bank
06.2009 - 09.2016
No Degree - Paralegal Studies
Widener University Legal Education Institute
05.2001 -