KEEGAN KELTNER
Grand Junction,CO
Summary
Finance & Insurance Manager/Banking Professional with 10+ years in banking and lending and 4+ years in the powersports and automotive industry with strong focus on team collaboration and achieving results. Skilled in developing and implementing financial strategies, managing risk, and ensuring compliance with regulatory standards. Known for adaptability and reliability, with a proven ability to navigate changing business needs while leveraging expertise in customer relations, financial analysis, and contract negotiation to drive impactful results.
Overview
2019
2019
years of professional experience
1
1
Certification
Work History
F&I Manager
Teddy Morse's Grand Junction Harley-Davidson/Powersports
Grand Junction, CO
2022 - 2026
- Achieved and exceeded monthly F&I revenue targets averaging $350 per unit, when monthly average was less than $50
- Maintained strong relationships with banks, credit unions, and subprime lenders to secure competitive approvals
- Structured motorcycle deals ensuring full compliance with federal/state laws, dealership policies, and audit standards
- Maintained strong relationships with Sales, Parts, and Service to improve overall dealership performance
Teller Supervisor/Loan Processor/Title Clerk
Rio Grande Federal Credit Union
Grand Junction, CO
2019 - 2022
- Processed and audited 20+ loans/month, ensuring accuracy and compliance
- Managed multi-state title processing, resolving complex issues including lost titles and tax discrepancies
- Reduced title processing delays by 95% through improved tracking and follow-up systems
- Handled ACH transactions and domestic wire transfers totaling $1mil+ daily
- Responded to credit disputes via E-Oscar system, maintaining regulatory compliance
- Supported audits by maintaining accurate loan, tax, and income documentation
- Supervised daily operations for a team of four tellers
- Improved operational efficiency and reduced errors through staff training and process improvements
- Conducted audits for cash drawers, vault, and security procedures
- Managed escalated member issues, maintaining strong customer satisfaction
Teller/ Loan Clerk
Western Rockies Federal Credit Union
Grand Junction, CO
05.2016 - 12.2018
- Processed auto titles and ensured lien perfection and tax compliance
- Maintained loan documentation and supported mortgage servicing tasks
- Assisted members with account servicing, payments, and financial inquiries
- Reviewed appraisals for compliance and accuracy
Education
Associate of Arts - Computer Information Systems
Colorado Mesa University
Grand Junction, CO01-2019
Associate of Arts - University Studies
Colorado Mesa University
Grand Junction, CO01-2019
Associate of Arts - Business Administration
Colorado Mesa University
Grand Junction, CO01-2009
High School Diploma - undefined
Eagle Valley High School
Gypsum, CO01-2004
Skills
- F&I Sales & Deal Structuring
- Credit L&D Insurance
- Loan Processing & Auditing
- Title Processing (Auto, RV, Multi-State)
- ACH & Wire Transfers
- Insurance Compliance
- Regulatory Compliance (State & Federal)
- Lender Relations (Prime & Subprime)
- General Ledger & Reconciliation
Certification
- Credit Insurance License- Colorado (currently expired)
- Colorado Notary Public (expires 2029-04-16)
- Colorado Auto Sales License (active)
Timeline
Teller/ Loan Clerk
Western Rockies Federal Credit Union
05.2016 - 12.2018
Associate of Arts - University Studies
Colorado Mesa University
Associate of Arts - Business Administration
Colorado Mesa University
High School Diploma - undefined
Eagle Valley High School
F&I Manager
Teddy Morse's Grand Junction Harley-Davidson/Powersports
2022 - 2026
Teller Supervisor/Loan Processor/Title Clerk
Rio Grande Federal Credit Union
2019 - 2022
Associate of Arts - Computer Information Systems
Colorado Mesa University
MILITARY SERVICE
- United States Marine Corps
- Apr 2012 - Sep 2012
- Rank: E2
- National Defense Service Medal
- Expert Rifleman Badge