Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
Kera The Broker

Kera The Broker

Real Estate
Cherry Hill,NJ

Summary

Accomplished Real Estate Professional with over 24 years in the Real Estate and Mortgage Industry, managing high sales volume. Expertise includes mortgage loan products, Loan Processing, Sales, Underwriting, and Management. Proven ability to navigate Residential, Commercial, and Leasing transactions while fostering strong relationships with clients and industry professionals. New Jersey Notary, recognized for reliability. Additional experience includes skilled Medical Care Manager with comprehensive experience in healthcare administration, patient advocacy, and care coordination. Strong leadership abilities, adept at guiding teams towards successful outcomes.

Overview

16
16
years of professional experience
1
1
Certificate

Work History

Medical Care Manager

RollWell, INC
King Of Prussia, PA
08.2021 - Current
  • Lead the rollout of new specialty care programs, including the development and delivery of targeted internal education sessions and resources to educate stakeholders and build program buy-in across all levels.
  • Supervised team of specialty care coordinators, managed schedules and balanced workloads to optimize care delivery.
  • Led identification of process improvement opportunities in dental care coordination, collaborating with stakeholders to develop and implement effective solutions.
  • Conducts in-depth reviews of file audits, dashboards, and other management tools to ensure adherence to standard work procedures and HIPAA requirements. Identifies and addresses any discrepancies to maintain high-quality performance.
  • Developed and maintained expertise in internal policies, compliance requirements, regulatory standards, and best practices through continuous research and participation in training.

Real Estate Broker

HomeSmart First Advantage
Cherry Hill, NJ
04.2015 - Current
  • Conducted comprehensive market analysis to accurately price properties and attract potential buyers.
  • Established strong client relationships through trust, professionalism, and commitment to their success.
  • Partnered with real estate professionals to enhance network and referral opportunities, contributing to business growth.
  • Coordinated multiple property transactions simultaneously, ensuring effective organization and communication.

Property Management Specialist

Key Investment Mgt
Off-Site, NJ
07.2017 - 12.2024

• Conduct regular property inspections and visitations with tenants.

• Provide prompt, professional response and follow through regarding tenant inquiries, problems, and complaints.

• Coordinate move-in for new tenants and move-out inspections for tenants vacating their space.

• Update and maintain property condition reports

• Obtain bids and manage capital improvement projects.

• Coordinate tenant finish construction with tenant and contractors.

• Supervise contractors and maintenance staff for services and repairs to property.

• Assist with the preparation of rent commencement letters, delivery notices, etc., for new tenants.

• Complete other special projects and duties as assigned

Senior Mortgage Loan Processor

Freedom Mortgage
Moorestown, NJ
12.2017 - 06.2020
  • Reviewed and validated details of loan applications and closing documentation.
  • Submitted completed loan applications In accordance with FHA, VA and Conventional Underwriting; made approval or denial recommendations.
  • Conducted pre-funding and funding activities for over 40 loan applications, ensuring compliance with loan goals.
  • Completed loan requirements for closing disclosures, ensuring all fees were accurately disclosed and packages were thorough.
  • Verified credit histories, personal references, and employment backgrounds to assess applicant eligibility.
  • Assessed customer account histories to determine previous compliance with repayment and loan terms.
  • Communicated loan acceptance or rejection to applicants through mail, email, telephone, or personal consultations, enhancing customer understanding of outcomes.

Loan Processor Supervisor

PHH Mortgage Services
Mount Laurel, NJ
03.2010 - 11.2017
  • Managed pipeline of 150+ loans, audited consumer loan applications daily for mortgage refinance and purchase transactions, including reissuing statements, ordering additional checks, and updating customer personal information in database while reviewing credit history.
  • Verify client loan needs and financial histories and convey support regarding application deadlines.
  • Review approvals DU & LP Findings standards and pull FHA Connection, VA IRRL approval and Fannie Mae Underwriting Guidelines.
  • Coordinated closing processes with attorneys, title companies, and government clerks to ensure timely and accurate loan closures.
  • Supported team by reviewing conditions sent from underwriting departments and updating clients on required documentation.
  • Verify Title reports for accuracy, Liens and Judgments, Taxes and Surveys.
  • Updated and requested HOI Docs, Request and Review Condo's ReqQuest. Appraisal review for collateral, order inspections.
  • Reviewed financial statements, Sales Contract Earnest money deposits.
  • Maintained compliance with privacy and security requirements.

Education

Business Finance -

Montclair State University
Montclair, NJ

Skills

  • Management
  • Quality improvement
  • Problem solving
  • Excel
  • Word
  • Administrative Support
  • Organizational skills
  • Verbal communication
  • Administrative Support
  • Team leadership
  • Loan processing
  • Client relationship management
  • Market analysis
  • Client engagement

Certification

  • NJ Broker License
  • NJ Notary
  • Mortgage Loan Processing Certificate
  • Lean Six Sigma Certification

Timeline

Medical Care Manager

RollWell, INC
08.2021 - Current

Senior Mortgage Loan Processor

Freedom Mortgage
12.2017 - 06.2020

Property Management Specialist

Key Investment Mgt
07.2017 - 12.2024

Real Estate Broker

HomeSmart First Advantage
04.2015 - Current

Loan Processor Supervisor

PHH Mortgage Services
03.2010 - 11.2017

Business Finance -

Montclair State University
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