Kimberly Fair
Lexington,SC
Summary
To enhance educational and professional skills in a stable and dynamic workplace and/or remote position. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
21
21
years of professional experience
Work History
Loan Specialist
Small Business Administration – Office of Disaster Assistance
08.2020 - Current
- Upon hire, I was responsible for reviewing and processing Covid-19 EIDL loans for businesses all over the US
- Collected necessary documents from the business applicant to successfully fund their emergency disaster loan
- Over the course of the assignment, duties were to review and mitigate suspected fraud and/or application errors as well as correspond with other loan officers to decision applications expeditiously
- May 2021 I was added to the Congressional High Priority Applications team to review Congressional inquiries from Legislative Affairs
- In doing so, I reviewed applications, indicated issues within the application, and attempted to resolve issues by forwarding them to processing teams to expedite resolutions
- Contact with the borrower is necessary to maintain transparency within the program
- Upon completion, I reported back to Public Information Officers nationwide.
Co-Owner
Select Automotive Group
01.2008 - 01.2023
- As the business owner, I was responsible for day-to-day operations of the business
- We managed a crew of 5 over the road drivers and 1 dispatcher
- Managed all accounts receivables and payables (to include 30 day and 15 day pay accounts) payroll and quarterly taxes, both payroll and IFTA requirements enforced by SCDOT/SCDMV
- Maintained compliance within organization to uphold FMCSA standards and regulations.
Office Manager
Buy It Right Auto Sales
01.2016 - 01.2018
- Accounts receivables, payables and managed the operations of the business
- Generated and submitted applications for approvals and worked closely with local lenders to offer customers the best possible product available for them
- Negotiated with management to better serve customers as well as worked as a liaison for service problems/inquiries
- General duties included: accounts payable, receivable, credit applications and analysis, submitting applications to lenders and underwriting GAP policies and warranty, handling walk telephone inquiries as well as in person interviews.
Assistant manager
lendmark Financial services, a BB&T subsidiary
01.2023 - 10.2010
- Reported directly under Branch Manager to ensure all goals of other staff members were being met
- Skip Tracing
- Maintained indirect lender program and enlisted many dealers and retail stores to offer products as their main source of financing for subprime contracts
- Customer Service duties, scheduling loan appointments, handled customer payments and all invoices for office expenses
- Maintained consumer lending goal of 100k per month to include Auto loans, partially and fully secured mortgages and personal Lines of credit
- Managed Collections to include 30, 60 and 90 day
LOAN OFFICER
PALMETTO CITIZENS FCU
12.2002 - 12.2006
- Assisted Members with credit inquiries/ financial needs / credit counseling
- Lending goals of $360k while staying within collection guidelines
- Sold credit auxillary products, warranties and Gap coverage
- Worked with Centralized Lending to provide overall best lending product
- Assisted in membership development by upselling
Education
Some College (No Degree) - Associates in Business |
Midlands Technical College
West Columbia, SCHigh School Diploma -
Airport High School
West Columbia, SC05.2000
Skills
- Loan Approvals
- Effective Communication
- Customer Assistance
- Credit History Assessments
- Issue Resolution
- Fraud Detection
- Credit Scoring
- Relationship Building
- Decision Making
- Documentation Review
- Problem Solving
- Complaint Handling
Community Service
Upon Request
Community Service/ Outreach
I am exceptional at organizing community service projects for schools and businesses to include food drives, clothing and blanket drives, recruiting groups for Harvest Hope sorting and packing, Transitions Homeless Shelter and various Assisted Living Facilities. Servicing our underserved and bringing awareness to those less fortunate no matter the circumstance is a passion.
Timeline
Assistant manager
lendmark Financial services, a BB&T subsidiary
01.2023 - 10.2010
Loan Specialist
Small Business Administration – Office of Disaster Assistance
08.2020 - Current
Office Manager
Buy It Right Auto Sales
01.2016 - 01.2018
Co-Owner
Select Automotive Group
01.2008 - 01.2023
LOAN OFFICER
PALMETTO CITIZENS FCU
12.2002 - 12.2006
Some College (No Degree) - Associates in Business |
Midlands Technical College
High School Diploma -
Airport High School
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