Kylie Gauthier, FCAS
New York,NY
Summary
Creative and data driven Insurance leader with strong background managing Insurance programs with a focus on product, portfolio management, and compliance. Experience across several lines of business spanning P&C (personal & commercial) and Life/Health (Group & Individual.) Currently leading the Insurance and Consumer Lending divisions at Jetty, a financial services company and managing general agent operating in the multifamily property segment making renting easier and more affordable. Fellow of the Casualty Actuarial Society and licensed P&C insurance producer in all 50 states and DC.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Vice President - Financial Products
Jetty
10.2021 - Current
- Accountable for program compliance and portfolio performance (combined ratio/charge-off rate) of Jetty's Insurance and Lending programs
- Manage Insurance fronting carrier relationship including owning Quota Share, General Agency, and TPA agreements, licensing & appointments, program compliance and audits, reporting (statutory, bordereaux, cession statements,) and joint relationships with Departments of Insurance
- Manage reinsurer relationships including collaboration on new product development, determination of underwriting appetite, portfolio management, and data sharing
- Own the Insurance and Credit financial product roadmaps
- Serve as Jetty's Designated Responsible Licensed Producer (DRLP)
- Member of Jetty's executive team and manage team of 9
Senior Director - Risk & Data
Jetty
10.2020 - 10.2021
- Led product and portfolio management for Insurance and Lending business lines
- Led development of rent financing product including product structure, pricing, loan agreements, and implementation into decisioning and loan management systems
- Led centralized Data & Analytics team, a shared service organization of 7 analysts and data engineers delivering reporting and analytical assets to all functions, including Sales, Marketing, Risk, Operations, and Finance
- Developed critical financial reporting for our external financial partners (bordereaux, loss runs, cession statements, loan tapes)
- Built first self service data capability at Jetty by evaluating BI tool vendors and eventually implementing Tableau
Lead Actuary
Jetty
10.2019 - 10.2020
- Established first portfolio management program for HO and Surety LOBs
- Helped procure additional reinsurance capacity by demonstrating product viability
- Developed a new credit score based class plan for our Surety product
- Filed and received approval for the new Surety product in 47 states + DC
- Responsible for HO4 rate indications and filings
Assistant Actuary - MM & NA Pricing
Liberty Mutual
01.2018 - 10.2019
- Built new core predictive pricing model as lead actuary working alongside Data Science, Product, IT, and Underwriting for Liberty's Middle Market and National Accounts Auto business lines
Senior Actuarial Analyst - Accident & Health
Liberty Mutual
01.2016 - 01.2018
- Led development of new Group Life and A&H products alongside Underwriting, Product Development, and Compliance
- Responsible for actuarial rate filings and objections
- Built and maintained pricing raters for Group A&H products and led the implementation of rating models into core policy administration system
Actuarial Assistant - LDP
Travelers Insurance
01.2014 - 01.2016
Education
Bachelor of Arts - Economics, Consumer Psychology
University of Pennsylvania
04.2014
Skills
- Insurance/MGA Program Management
- Insurance Product Development
- Insurance Portfolio Management
- Actuarial Science
- Insurance Financial Reporting and Bordereaux
- Insurance Compliance Program Management
- Consumer Lending Program Management
- Life and Accident & Health Insurance
Certification
Fellow - Casualty Actuarial Society
Licensed P&C Insurance Producer - 50 States + DC
Timeline
Vice President - Financial Products
Jetty
10.2021 - Current
Senior Director - Risk & Data
Jetty
10.2020 - 10.2021
Lead Actuary
Jetty
10.2019 - 10.2020
Assistant Actuary - MM & NA Pricing
Liberty Mutual
01.2018 - 10.2019
Senior Actuarial Analyst - Accident & Health
Liberty Mutual
01.2016 - 01.2018
Actuarial Assistant - LDP
Travelers Insurance
01.2014 - 01.2016
Bachelor of Arts - Economics, Consumer Psychology
University of Pennsylvania
Fellow - Casualty Actuarial Society
Licensed P&C Insurance Producer - 50 States + DC
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