Summary
Overview
Work History
Education
Skills
Timeline
Generic

Javier Mederos

North Hills,CA

Summary

Motivated and highly focused professional with 16 years of experience in financial services, mortgage origination, and sales. A conscientious and hard working team player seeking to leverage acquired skills right now in.

Overview

21
21
years of professional experience
7
7
years of post-secondary education

Work History

Assistant Branch Manager

Mariner Finance
San Fernando, CA
08.2023 - Current
  • Support the Branch Manager with daily tasks, ensuring smooth branch functioning and effective communication amongst team members.
  • Manage over 75+ outbound and inbound calls to potential clients, effectively promoting products and services.
  • Engage customers through active listening, addressing inquiries and resolving concerns efficiently.
  • Evaluate borrower creditworthiness and prepared comprehensive loan applications for approval.
  • Analyze customer financial needs to recommend appropriate products and services.
  • Guide clients through loan processes, ensuring understanding of terms and conditions

Sr Loan Officer

LoanMart
Van Nuys, CA
01.2019 - 02.2023
  • Awarded Top Loan Officer in Q4 for 2022.
  • Surpassed 4th Quarter sales target by 25%.
  • Consistently funding 28+ units weekly.
  • Worked 60+ leads daily.
  • Interviewed weekly average of 150 loan applicants, and analyze applicant’s vehicle value, credit, and KSR report.
  • Examined customer loan applications for loan approvals and denials.
  • Negotiated loan terms and conditions with customers to secure best deal.
  • Collaborated with other departments to promptly process loan applications.
  • Educated customers on loan product.

Mortgage Servicing Specialist III

Bank of America
Westlake Village, CA
09.2005 - 07.2017
  • Oversee Special Forbearance Payment Default Pipeline Inventory.
  • Monitored KPI business review Model dashboard for Production, and Quality sections, to ensure all service level agreements are achieved.
  • Managed escalation queue for processing Trial Payment Monitoring, answer queries, provide detail payment history, and upload loan for permanent evaluation.
  • Customizing daily excel reports for Passed Payment Review, Appeal Remediation, Suspect Reporting, and Treasury Alerts.
  • Monitored pipelines to track and payment log status of loans.
  • Utilized Payment Trial Tracking software to process and track loan applications.

Education

Associate of Arts -

Los Angeles Mission College
Sylmar, CA
08.2019 - Current

High School Diploma -

Polytechnic High School
Sun Valley, CA
05.2019 - 06.2003

Skills

Time Management

Active Listening

Confident and Enthusiastic

Timeline

Assistant Branch Manager

Mariner Finance
08.2023 - Current

Associate of Arts -

Los Angeles Mission College
08.2019 - Current

High School Diploma -

Polytechnic High School
05.2019 - 06.2003

Sr Loan Officer

LoanMart
01.2019 - 02.2023

Mortgage Servicing Specialist III

Bank of America
09.2005 - 07.2017
Javier Mederos