Lucretia Beakley
Colorado Springs,CO
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
12
12
years of professional experience
Work History
Senior Mortgage Loan Processor
Processing Unlimited
07.2020 - Current
- Handled any conditions sent from underwriting departments.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.
Mortgage Loan Officer Assistant/Loan Processor
Integrity First Financial
04.2018 - 06.2020
- Set up files using loan officer checklist and submitted on-time for processing.
- Maintained referral pipeline by reaching out regularly to real estate agents, referral partners, and past clients.
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
- Assisted with timely loan closing and funding activities with efficient management of task checklists.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Monitored key dates to obtain information by deadlines.
- Communicated with customers daily to request information and complete paperwork.
- Assembled important paperwork and disclosures for borrower.
- Answered inquiries and provided superior customer service to clients.
- Liaised with clients to guide through loan closing process and skillfully handle any concerns.
Mortgage Loan Processor
Peoples Bank
10.2015 - 09.2017
- Handled any conditions sent from underwriting departments.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Set up and completed loan submission packages.
Pinnacle Capital Mortgage
Mortgage Loan Processor
02.2013 - 02.2014
- Handled any conditions sent from underwriting departments.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Set up and completed loan submission packages.Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
Mortgage Loan Processor
First New Mexico Bank
04.2013 - 01.2014
- Handled any conditions sent from underwriting departments.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Set up and completed loan submission packages.
Wells Fargo Home Mortgage
Mortgage Loan Officer
10.2011 - 12.2012
- Originated all types of mortgage loans such as Conventional, FHA, and VA. Stayed on top of the guidelines for each product best suited for my client.
- Evaluate creditworthiness and eligibility for obtaining a mortgage loan.
- Interviewed and qualified clients for the purchase of a new home or the refinance of a current loan to either lower the rate or obtain cash out.
- Guide clients through mortgage loan options.
- Prepare and submit mortgage loan applications.
- Maintained a strong relationship with Real Estate Agents
- Maintained a strong relationship with other departments within the bank.
Education
Associates Degree - Business Management
NMSU-DACC
Las Cruces, New Mexico12.2011
Skills
- Processing procedures
- Attention to Detail
- Self-Motivated
- Information Verification
- Financial document review
Timeline
Senior Mortgage Loan Processor
Processing Unlimited
07.2020 - Current
Mortgage Loan Officer Assistant/Loan Processor
Integrity First Financial
04.2018 - 06.2020
Mortgage Loan Processor
Peoples Bank
10.2015 - 09.2017
Mortgage Loan Processor
First New Mexico Bank
04.2013 - 01.2014
Pinnacle Capital Mortgage
Mortgage Loan Processor
02.2013 - 02.2014
Wells Fargo Home Mortgage
Mortgage Loan Officer
10.2011 - 12.2012
Associates Degree - Business Management
NMSU-DACC