Marcia Archie

• Reviewed and validated details of loan applications
• Collected and compiled paperwork such as title abstracts, appraisals, verification of employment, condo documents, and homeowners insurance.
• Verified and analyzed credit histories, personal references and employment backgrounds for each applicant.
• Familiar with Conventional, FHA, VA, CDFI, Bond loans and USDA. Ran DU, LP and GUS.
• Worked on Encompass.

Evaluated approvals against established bank and government lending standards. Handled any conditions sent from underwriting departments. Worked with customers to answer questions, process transactions and resolve issues. Coordinated closing process with attorneys, title companies and settlement agents.

Worked with borrowers, loan officers and settlement agents to move loan from approval to closing by collecting conditions and analyzing and verifying the information.

Verified and analyzed documents and information provided in preparation to submit loan to underwriting; ordered employment verifications, appraisals and other required documents. Informed all parties of loan approval and obtained conditions to get file ready to closing. Coordinated closing process with attorneys, title companies and settlement agents.

Verified and analyzed documents to submit loan to underwriting. Informed all parties of loan approval and obtained conditions to get file ready for closing.

Analyzed credit, income, compliance, title documents and appraisals during underwriting process.

Reviewed new loans for completeness and obtained additional information as needed. Processed loans per guidelines and ran them through AUS. When ready for closing, I prepared closing documents and sent them to the settlement agent. Once the loan closed, I made sure all underwriting and closing documents were in place and shipped the file to the audit department; followed up on all post closing issues.