McDonald Quist

Sr. Governance/Compliance/Risk Analyst. Cross-functional ability to bridge business and compliance affairs, combining litigation acumen with extensive, high-stakes transactional experience. Ability to identify key issues, mitigate risks and achieve objectives in fast-paced settings, serving as a reference and subject matter expert to help guide business decisions. Excellent negotiator, and communicator with demonstrated ability to build rapport, and manage resources.

• Mediated, arbitrated, resolved, and settled more than 5 participations audit disputes related to high-profile litigation and contract issues. Employee of the Month and Excellence in Dispute Resolution Award honors. Strong interpersonal skills. Excellent writing skills.
• Provided project management assistance, including planning and tracking achievements.

• MS Access
• Outlook
• LSAMS
• Archer
• MS PowerPoint
• MS Excel
• SQL
• MS Word
• MS Office

• Maybridge Transportation, Lumberton, NJ, Compliance/Transportation./Distribution Manager, 09/2023, Present, Primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management needs. Managed relationships with existing customers, and engage in cross-selling with existing accounts. Coordinated transportation of patients from one destination to another. Adherence to legal and regulatory requirements while mitigating potential risks and fraudulent activities. Review assessment performance to determine various departmental procedures.
• Bank of America (Contract), Plano, TX, Commercial Credit Quality Analyst, 07/2022, 08/2023, Primary duties involve assessing and evaluating the creditworthiness and risk associated with commercial loan applications. Thoroughly analyze financial statements, income statements, balance sheet and other relevant documents to determine the borrower’s ability to repay the loan. Conducted extensive research and due diligence to identify potential risks and mitigate them. Wire verifications and Middle Market reconciliations.
• Amac Int., Gaithersburg, MD, Compliance/Risk/Distribution Manager, 05/2020, 06/2022, Primary responsibilities revolved around managing ongoing relationships with all suppliers in collaboration with the commercial departments regarding inventory of products and supply schedule of available products in warehouse. Further, prepare and implement the basic project monitoring and planning process for all projects that is undertaken. Lead team work to meet the customer and project scope requirements. Also assessing and mitigating potential risks within the organization. Maintenance of Compliance Quality Control Review scenarios and text scripts for related regulations. (Regulations B,P,U,V,X,Z, FDPA, SAFE Act, E-Sign Act etc.). Supplied products (Jollof Rice) to grocery stores and developed excellent relations with upper management clientele.
• Mr. Cooper (Nation Star Mtg), Irving, TX, Compliance/Quality Control Analyst Sr, 04/2018, 05/2020, Encompassed a range of essential duties. Led a team of analysts, overseeing their work and providing guidance to ensure compliance with industry regulations and company policies. Responsible for handling complex items as they relate to Payment processing, Disbursements, Loan Adjustments and Bankruptcy related transactions with LoanIQ experience.
• Nation Star Mortgage, Irving, TX, Risk/Compliance/Fraud Manager, 06/2014, 04/2018, Primary responsibilities were to ensure the organization’s adherence to legal and regulatory requirements while mitigating potential risks and fraudulent activities. Developed and implemented comprehensive compliance programs. ( Knowledge of Regulations B,P,U,V,X,Z, FDPA, SAFE Act,Fair Housing Act, Military Lending Act, SCRA etc.) Knowledge of Regulatory compliance and quality assurance functions.
• Bank of America, Addison, TX, Loan Modification Analyst Sr/Compliance Analyst, 03/2010, 05/2014, Primary responsibility was to evaluate and analyze loan modification applications submitted by borrowers. Meticulously reviewed all relevant financial documents, including income statements,. Tax returns and bank statements, to assess the borrower’s financial situation. Ensured compliance with internal policies industry regulations and investor guidelines. Participating in quality control audits. Adherence to Federal, State and Local Bankruptcy Laws. Managed and implemented trade settlements and clearance and reconciliations. (Call center).
• JP Morgan Chase Bank, Dallas, TX, High Potential Fund Accountant, 04/2004, 02/2010, Primary responsibilities included maintaining accurate financial records for various investment funds. Tasked with reconciling cash transactions, analyzing investment portfolios and preparing financial statements. Successfully prepared financial statements and performed ledger entries with emphasis on account reconciliations and plan sub accounting reports. (PSA). Executed principal and interest payments regarding commercial mortgage obligations (CMO).
• 1st Global Corporation, Dallas, TX, Trade Securities Analyst, 02/2002, 03/2004, Purchasing and sale of securities and daily review of trade transactions ensuring all trading accounts are reconciled by end of day. Daily contact with brokerage offices for previous market quotes for sales/purchasing of securities.