Melisa Widdowso
Salt Lake City
Summary
Accomplished Mortgage Loan Closer with expertise in document review, policy adherence, and customer service. Committed to ensuring accurate and timely closings while effectively coordinating with various , title companies, loan officers, processors, funding and underwriting. I have been in closing for the past 10 years.
Overview
12
12
years of professional experience
Work History
Mortgage Loan Closer
Intercap Lending
Salt Lake City, UT
03.2020 - Current
- Completes the initial CD and follows the loan/file throughout the closing process
- Review's closing documents for accuracy and compliance with regulatory requirements and ensures closing conditions are met and reviews any funding conditions that may effect a portion of the closing.
- Coordinated final loan documentation between title companies, balances final figures and works loan officers and processing teams to ensure timely closings and request and last minute documentation for closing.
- Collaborated with underwriting teams to resolve last-minute issues affecting loan closings effectively.
- Work on rush request in a timely efficient manner.
Loan Officer Assistant
American Pacific Mortgage Corporation
Utah
08.2017 - 03.2020
- Facilitated loan processing by gathering and verifying applicant documentation.
- Assisted clients in understanding loan products and application procedures.
- Coordinated communication between borrowers, lenders, and real estate agents.
- Maintained loan files to ensure compliance with company policies and regulations.
- Answered inquiries and provided superior customer service to clients.
- Communicated with customers daily to request information and complete paperwork.
- Set up files using loan officer checklist and submitted on-time for processing.
- Coordinated with loan officers to optimize the pre-approval process, resulting in a smoother overall experience for clients.
Closer/Mortgage Funder
Axiom Financial
Sandy, UT
07.2014 - 08.2017
- Closing/funding team lead. help to ensure closers and funder created accurate and timely closing docs and reviewed funding package for accuracy and compliance
- Created closing docs for various loan programs
- Verified closing disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
Education
High School Diploma -
Granger High
West Valley, Utah06-1991
Skills
- Writing and verbal communication
- Customer service and support
- Detail-oriented
- Client engagement and assistance
- knowledgeable in all loan programs
- Document review
- Policy adherence
- Goal oriented
Timeline
Mortgage Loan Closer
Intercap Lending
03.2020 - Current
Loan Officer Assistant
American Pacific Mortgage Corporation
08.2017 - 03.2020
Closer/Mortgage Funder
Axiom Financial
07.2014 - 08.2017
High School Diploma -
Granger High