Michael Camarena
Stamford,CT
Summary
Relationship-focused Banking and Financial Services Professional with 5+ years of experience in lending, retail banking, and consultative sales. Proven ability to grow customer relationships, exceed sales goals, and deliver personalized financial solutions. Experienced in loan origination, financial needs assessments, and cross-selling banking products.
Recognized for building trust with clients and consistently driving revenue growth and customer retention.
Overview
8
8
years of professional experience
Work History
Personal Loan Specialist
One Main Finanical
Yonkers
08.2022 - Current
- Originated and funded personal loans by guiding 60–100 customers weekly through the lending process
- Conducted financial needs assessments to recommend appropriate loan solutions
- Reviewed credit reports, income verification, and debt-to-income ratios to determine borrower eligibility
- Maintained a consistent pipeline of applicants to support monthly revenue targets
- Delivered consultative service resulting in high customer satisfaction and repeat business
- Cross-sold additional financial solutions to increase customer lifetime value
- Partnered with underwriting teams to ensure fast and accurate loan approvals
- Maintained strict compliance with lending and privacy regulations
Sales Manager
Verizon
Hartsdale, NY
10.2020 - 07.2022
- Developed and implemented sales strategies to enhance market penetration.
- Trained and mentored junior sales staff to improve performance and teamwork.
- Analyzed market trends and customer feedback to refine product offerings.
- Collaborated with marketing teams to execute promotional campaigns effectively.
Assistant Store Manager
T-Mobile
The Bronx, NY
09.2018 - 09.2020
- Supported daily store operations, ensuring exceptional customer service and satisfaction.
- Assisted in training and mentoring new staff, fostering a collaborative team environment.
- Implemented inventory management processes to optimize stock levels and reduce discrepancies.
- Analyzed sales reports to identify trends and recommend strategic product placements.
- Facilitated team meetings to discuss performance goals and enhance communication strategies.
- Developed promotional displays that aligned with marketing initiatives to drive foot traffic.
Education
Bachelor of Arts - Political Science
University At Buffalo
Buffalo, NY06.2019
Skills
- Risk evaluation
- Goal oriented
- Loan servicing
- Performance tracking
- Customer service
- Time management
- Attention to details
- Active listening
- Client relationship building
- Cash handling
Languages
Spanish
Native or Bilingual
Timeline
Personal Loan Specialist
One Main Finanical
08.2022 - Current
Sales Manager
Verizon
10.2020 - 07.2022
Assistant Store Manager
T-Mobile
09.2018 - 09.2020
Bachelor of Arts - Political Science
University At Buffalo