Summary
Overview
Work History
Education
Skills
Timeline
Key Achievements
Generic

Michael Harvey

Lakeland

Summary

Results-driven Automotive Sales & Finance Leader with 25+ years of experience in high-volume dealership environments. Proven track record of maximizing profitability, structuring complex deals, and supporting sales teams to exceed performance goals. Extensive background in F&I; operations across major dealership groups including AutoNation and multiple Toyota franchises. Ready to step into a Sales Manager role to drive revenue, develop teams, and elevate dealership performance.

Overview

30
30
years of professional experience

Work History

Finance Manager

Phillips Toyota
03.2017 - 03.2026
  • Managed full F&I; operations in a high-volume dealership
  • Oversaw all aspects of customer vehicle financing from credit application to contract submission
  • Built and maintained strong lender relationships
  • Partnered with sales managers to improve closing ratios
  • Ensured compliance with regulations
  • Top Performer Highlights
  • $2,000+ average per copy
  • 55%–60% finance penetration
  • 2.75+ products per deal average
  • Reduced funding time by 2 days

Finance Manager

Regal Automotive Group
01.2010 - 01.2017

Finance Manager

Winter Haven Toyota
01.2008 - 01.2010

Finance Manager

Lakeland Toyota
01.2006 - 01.2008

Finance Manager

AutoWay Toyota
01.1999 - 01.2006

Finance Manager

AutoNation
01.1998 - 01.1999

Sales Consultant → Finance Manager

Tallahassee Chrysler Plymouth
01.1996 - 01.1998

Education

Criminal Justice

Florida A&M University
Tallahassee, FL

Skills

  • Automotive Sales Management
  • Finance & Insurance (F&I;) Leadership
  • Deal Structuring & Closing
  • Profit Maximization (Front & Back End)
  • Menu Presentation & Sales Strategy
  • Team Development & Training
  • Customer Retention & CSI
  • Compliance & Regulatory Standards
  • Lender Relations & Credit Solutions
  • Dealertrack, DocuPad & RouteOne

Timeline

Finance Manager

Phillips Toyota
03.2017 - 03.2026

Finance Manager

Regal Automotive Group
01.2010 - 01.2017

Finance Manager

Winter Haven Toyota
01.2008 - 01.2010

Finance Manager

Lakeland Toyota
01.2006 - 01.2008

Finance Manager

AutoWay Toyota
01.1999 - 01.2006

Finance Manager

AutoNation
01.1998 - 01.1999

Sales Consultant → Finance Manager

Tallahassee Chrysler Plymouth
01.1996 - 01.1998

Criminal Justice

Florida A&M University

Key Achievements

  • Averaged $2,000+ per copy
  • Maintained 2.75+ products per deal
  • Reduced funding time by 2 days
  • 25+ years automotive experience
Michael Harvey